We recently sold our never-occupied-by-us apartment (we moved from Romania to Germany about 6 years ago, and we reserved to buy the apartment in Romania half a year before leaving, then went ahead with it as a rental), so used the proceeds and additional savings to try and do something with it as we wait until we find a reasonably priced place to buy where we now live.

I am generally being a lot more aggressive and doing some somewhat risky investments, or cutting off initially promising positions that weren't doing so great.
Transaction costs and taxes are pretty hefty, and if you can believe it, there's even a supplemental charge with the bank of 7 Eur/quarter for each position held... Not enough to actually hurt, but enough to incentivize optimization.
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immagine del profilo
@wealth_strategist_196 Yeah, finding a good trading platform is not that easy in Europe. If you wanna find some that also offer additional investment tools/ products (options, futures, margin etc.). Especially when considering cost. The US is much more advanced. Depending on your portfolio size they might offer better deals as you climb the ladder. Living in China further complicate things. So far I am really happy with the international account I have with Saxo bank (Danish), as they allow for multi-currency accounts (me USD, EUR, DKK, GBP, RMB). Kepping costs low is paramount so 7EUR/ position/ quarter would bug the sh1t out of me. Also for the index funds I own I generally use the one with the lowest ER as this will make a difference at some point
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