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Hello GQ community!


I would like to introduce you to my portfolio today and will share regular updates.


💡 My path to building wealth:

After a long period of hesitation and due to the high inflation after the pandemic, I decided to finally invest in ETFs and individual shares. It was frightening to see how my hard-earned savings in my call money account were melting away. So I decided to actively do something about it.


🚧 Portfolio building:

- Core Satellite: The ETF core consists of the MSCI ACWI $ISAC (-0,59%) and the STOXX Europe 600 $n/a (-1,76%)

- Satellites: Focus on dividend stocks, currently limited to a maximum of 8-10 positions.


📊 Strategy:

- Buy and hold: The core remains untouched, while the satellites are bought and actively traded when valuations are favorable.


Investment horizon:

- Long-term: until retirement, i.e. around 25-30 years.


🏦 Nest egg:

- I keep 3 to 6 net monthly salaries as a safety reserve.


💰 Savings rate:

- Currently €1000 per month, 70% of which goes into the portfolio and 30% into the call money account for the nest egg. As soon as this is "filled", 100% of the savings rate is invested in the portfolio.


🎯 Goal:

- To close the pension gap and be in a better financial position.


📍 Next milestone:

✅⬜️⬜️⬜️⬜️⬜️⬜️⬜️⬜️⬜️ 100.000€


📋 Milestones achieved:

🔒 2024-XX - €20,000

🏆 2024-06 - 15.000€

🏆 2024-01 - 10.000€

🏆 2023-11 - 5.000€


🤝 I look forward to sharing my journey with you and am excited to hear your comments and suggestions!


#️⃣ #vermögensaufbau
#etfs
#aktien
#dividenden

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immagine del profilo
top!

FYI: Something went wrong with your Nvidia split :)
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immagine del profilo
Sounds good so far!
One note: I wouldn't necessarily count the savings installment in the nest egg as savings. As it's not unlikely that you'll have to use it again if an emergency arises.

At least that's how I see it.

About the Nvidia split: often you just have to go into the transaction without changing anything and it looks right again.
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