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May I ask how much time you have before you need your retirement plan? What do you want the dividends to do? Only to exhaust the tax-free allowance or do you really want to live on the dividends in 5 or 10 years? Accumulators will soon also use the tax-free allowance due to the advance lump sum. From a deposit value of about 80k, it would be fully exhausted. Otherwise there is an article at @DonkeyInvestor why HighDividend-ETFs do not make so much sense in young years and at my site there is an article to look at dividends soberly. There are many ifs and buts, ultimately you have to throw all the information into a bowl and decide for yourself. But we can serve with info ;)
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@Fabzy and here is the matching post from me about it, which coincidentally also links to the post from @Fabzy https://app.getquin.com/activity/rROZDjNjkK
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@DonkeyInvestor I do not see any post? Are you drunk again?
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@Fabzy Basically, I do not pursue a dividend strategy, so when I think about it, it would probably be more appropriate to sell the ETF and add the respective amount to my MSCI World and EM ETF. But I will read through the article. You never stop learning. 👍🏻
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•@Fabzy ja.
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