Hello @equity_enthusiast_54 Very good approach! Personally, the S&P 500 would be too much America for me (approx. 97%). Of course it has done well in the past but I would rather go for Msci World + Emerging markets - e.g. 70/30 weighting.
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Hello @Marco_91, thank you very much for your input! I have already thought about saving in several ETFs. As I understand that a split significantly reduces the compound interest effect, I haven't pursued this idea any further yet. Have you already had any experience with this?

VG
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@equity_enthusiast_54 Why should two separate ETFs hinder the compound interest effect?
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@[equity_enthusiast_54](equity_enthusiast_54) it does not, of course, with the same performance of the individual positions :) LG
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Hello @Mabenst & @KevinC, I seem to have made a mistake and have just done the math. You are of course right! Sorry for the mistake on my part. I currently find this approach the most attractive :)
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Can you recommend emerging markets ETFs?
I would include a little bit, it doesn't have to be 30% (but it is often done). Ultimately, no one knows what will perform better, but you will have more diversification in any case. In the MSCI ACWI you have around 10% emerging markets directly included and therefore still only one ETF or alternatively the FTSE All World, which also includes emerging markets directly. It is then often considered whether, for example, to weight Europe more or reduce the US share (I haven't) or to explicitly add some small caps (I have).
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@Mabenst Thanks for your input, I'll take a closer look! :)
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@Marco_91 How can an S&P 500 ETF have 97% America? It must actually have 100% 😅
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@Der_Dividenden_Monteur A part of Switzerland is often shown, but I've also forgotten the reason 😄
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@equity_enthusiast_54 Hi Vik - I agree with the others. I would also not see a point regarding the compound interest effect. VG