Hello everyone!
I am looking for an investment recommendation.
My current situation: I am 23 years old, work full-time and currently have a savings rate of €1500/month.
Of this, 500€ goes into an interest account which I am building up as my "nest egg".
I invest €300 in crypto every month (€150 in $ETH (-0,88%) and 150€ in $BTC (+0,4%))
And 700€ goes into ETFs (400€ in $IWDA (+0,99%) 200€ in $EIMI (+0,35%) and 100€ in $IGLN (+1,38%))
On occasions such as when I receive vacation and Christmas bonuses, I also buy individual shares.
Now I would like to increase my savings rate to €1800/month next year due to a salary increase.
Would you simply divide the additional €300 between the existing ETF savings plans? Save in an additional ETF? Does it make sense to start with a dividend portfolio? Would you put more into crypto?
I am open and grateful for any suggestions!