Would appreciate portfolio feedback.

Briefly about me: I am 25 years old and about to finish my second education.

My monthly savings rate varies between 100-300€.

I follow a dividend strategy, as I want to use the payouts to pay smaller bills or fixed costs. But it will be a while before I get there 😄

I've also been thinking about opening a third account for a while now and only saving in growth stocks there.

Savings plans currently:

$WLD (+0,45%) - 55€ monthly

$SPYD (+0,33%) - 50€ monthly

From next month additionally the $VHYL saved.

Individual shares will be purchased on a one-time basis.

Constructive criticism is welcome. 🤟