4G·

Depot of the future

Hello dear community,


I would like to introduce you to my future portfolio today.

First of all, I am 25 years old and I would like to build up a portfolio for the next 20-30 years that gives me security for my retirement and at the same time always generates a cash flow through dividends.


This is what my portfolio should look like:


Core: Vanguard FTSE All-World $VWRL (+0,18%)

Fidelity Global Quality Income $FGEQ (+0,06%)


Equities:

  • Microsoft
  • Nestle
  • Coca-Cola
  • Amazon
  • Johnson&Johnson
  • Illinois Toolworks
  • Alphabet
  • UnitedHealth Group
  • Novo Nordisk
  • Visa
  • Texas Instruments


The aim here is to save EUR 25 per month in both the dividend growth stocks and the high dividend stocks. The core is made up of the ETFs, which are saved with 100 and 150 euros respectively. Do you think this allocation makes sense?

I look forward to hearing your opinions and suggestions for improvement.


Of course, I would like to buy larger quantities in the event of a setback if something comes up here.


Many thanks for reading and for your tips

3
11 Commenti

I think your strategy is cool! I think I would only have a few other candidates for the individual stocks.
Nestle, for example, would be out for me, and I would include an insurer like $ALV instead.
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immagine del profilo
I think that's good, as I do it in a similar way. I also think the stock selection is good, and I have a few stocks in my portfolio.
And now stay with it for 30-35 years....
1
One Microsoft is already highly weighted in both ETFs. The question is whether you still need to have them as individual stocks. In principle, the selected individual stocks are not bad, but I don't know what you want to achieve with this selection.
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immagine del profilo
I think that's very good!!!

But I would personally swap a few individual stocks.
Nestlé -> $PG (Nestle has a lot of withholding tax)
ITW -> $SNA $PH $DOV
United Health -> $ALV $MUV2
Texas Instruments -> $AVGO $ACN
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immagine del profilo
I would think about the following:

Nestle and CocaCola -> $PEP
J&J -> $ZTS

Among others, a data octopus from the segment $SPGI, $ICE or $LSEG.

$ADP and $BKNG could also be quite nice.
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