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TB98
@TB98
8Mo·

Hello everyone,


Briefly about me: I am 26, an employee and also work in letting and leasing/special rental.

The two properties (market value +\- 10%) are now offset by loans of more €329,000 (nothing inherited 😉).

At 99%, this debt will soon increase by a further €150,000 and the real estate portfolio will grow a little again.

However, the cash will fall to +/- 0€, as the NK will be borne by the tenant.


I would like some suggestions and opinions on my portfolio.

Mainly on the subject of equities, as I'm still more of a newbie with about 3 1/2 years of "experience".

I still want to sell all the "meta bets" and park them in cash for the time being or invest them in the $LOCK (+0,6 %) and the $XDWT (+2,08 %) ETF ($ANET, $KLAC (+0,66 %) , $CDNS (+4,85 %) , $SNPS (+2,86 %) , $QCOM (+1,96 %) and $SYNA (-1,42 %)).


Thank you!

60Positions
684 733,42 €
67,53 %
18
27 Commentaires
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Thetrendisyourfriend@Thetrendisyourfriend
8Mo
In your position, I would take out the real estate and focus solely on your securities when presenting the data, and enter the real estate in a different way. Portfolio looks good, although there would be too many positions for me and I can't identify the intended strategy.
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DonMassaBuanaEfendi@DonMassaBuanaEfendi
8Mo
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Sebastian@Baso
8Mo
Hammer almost everything green.
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Tenbagger2024@Tenbagger2024
8Mo
There has been some negative news and downgrades for Arista, which is losing market share because there are probably better alternatives for data centers, such as Nvidia.
In addition, the CEO is leaving the company very spontaneously.
Synopsis and Cadence are like twins and almost share the market.
I don't think AI in smartphones is possible without Qualcom.
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Dividendensammler@DividendensammIer
8Mo
Top, what do you do as a special rental? We rent to fitters and have almost 150 beds in stock.

Students or also fitters or AIR BNB?

Mega cool at 26, I'm 25 and this year I'm also buying my first MFH privately / holding. Keep up the good work 🚀📈
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TB98@TB98
8Mo
@DividendensammIer also rent to fitters/commuters. 150 beds is an announcement 👍🏼. However, the next WHG will be rented out normally and will serve as an investment.
Well then, I wish you every success with your MFH.
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Dividendensammler@DividendensammIer
8Mo
@TB98 really good, thank you!
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DonMassaBuanaEfendi@DonMassaBuanaEfendi
8Mo
Great mix, many positions, beautiful watch 😎
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TB98@TB98
8Mo
@DonMassaBuanaEfendi Danke 👍🏼
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Cogito@Cogito
8Mo
I’d reduce the number of stocks. I’d focus on max 10 stocks operating in different industries and likely promising ones rather than dividend kings (at least till to reach a certain high amount). I agree with previous comment to remove the properties from your portfolio. Keep focused!
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Robin@Seifenschmeiser
8Mo
Looks mega, have you checked that your etfs do not overlap ? (Small optimization)
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Endwar@Sololeveling
8Mo
How do you make sure that the property is included? E.g. the WHG1 ?
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TB98@TB98
8Mo
@Sololeveling Add Portfolio - Alternative Assets - Real Estate, but unfortunately you can't deposit an opposing loan or similar, only equity and current value.
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Ben@Bart_S
8Mo
@TB98 If you could put credit against it, that would be really great. All that remains is the equity / estimated current value.
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Endwar@Sololeveling
8Mo
Danke
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Felix@Investor_in_Jogginghose
8Mo
@Bart_S You can create an item, e.g. "Immo1 loan" and send it to minus by the loan amount. However, it then remains as it is and does not change.
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Ben@Bart_S
8Mo
@Investor_in_Jogginghose Really? I'll have a look at that right away. You could certainly update it once a year 😉 - thanks
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Felix@Investor_in_Jogginghose
8Mo
@Bart_S but it's not the real thing either, because it distorts the overall performance.
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Ben@Bart_S
8Mo
@Investor_in_Jogginghose I couldn't find it either. Could only ever enter positive figures. Well...portfolio performance takes care of that 😅
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news03@user03
8Mo
What about the properties, are they rented out and do you make more of a monthly plus with the income or more of a minus by paying off the loans? I would be interested to know
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TB98@TB98
8Mo
@User03 the 3FMH is in the special rental paid the two loans and yields a good return. I live in the apartment myself.
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news03@user03
8Mo
@TB98 Wow, I think it's really great, maybe I'm planning to do it that way at some point, but as a student I'm still a long way off 😅✌🏻
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news03@user03
8Mo
@TB98 as for the portfolio I can only say that it would be too many small positions for me, I would sell everything under 1,000 and focus on a smaller amount of companies, but no advice just my opinion :)
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TB98@TB98
8Mo
@User03 I actually want to do something about it, so to speak, merging overlaps and umschichten👍🏼
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Collin L.@Incowleas2
8Mo
How did you get into real estate?
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Everton@Bonizilla
8Mo
Hi, what is this "3 FMH" in your portfolio?
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TB98@TB98
8Mo
@Bonizilla house with three apartments
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