2Mo·

Comdirect - Birthday promotion!


Good morning dear Quinies,


I became aware of a cool Comdirect promotion through our dwarf's junior custody account.


First of all: I had a custody account with Comdirect for many years before I switched to ING and never had any problems there and always received first-class support when I needed it. I only switched at the time for cost reasons. As part of the campaign that I would like to present to you in more detail, I have now opened a second custody account with Comdirect again.


Specifically, Comdirect is offering the following when opening a custody account until 05.12.2024:


  • Free custody account management (already standard for regular savings plan executions)
  • Free savings plans for the entire available range of shares, funds, ETFs and certificates for 30 months
  • 3.90 flat fee per trade (i.e. no additional costs in live trading, otherwise plus exchange-dependent fees)
  • When opening a Tagesgeld-Plus account, there is 3.0% p.a. for 30 weeks on this account for new customers


Why have I opened a second custody account there?


As some of you may know, share savings plans at ING are subject to a fee. In addition, unlike ING, Comdirect offers the option of adding other/more shares/ETFs (a number of growth stocks, REITs and private equity, which are not possible with ING) to a savings plan. This was the decisive advantage for me. Comdirect also offers the option of taking out a securities loan and opening foreign currency accounts. Of course, I also used a payback coupon when I opened the account💰(more content from me on the subject of cashback soon😉, I received/will receive 6,000 points, which equates to €60, so some trades would already have been financed).


Since my main strategy at ING runs fully automatically without any effort on my part, but I realize that I'm getting a bit bored without a bit of playing and experimenting in the investment area, I'm using the second custody account at Comdirect as a "gamble portfolio" for the next 30 months. After that, the securities will probably be transferred to ING and I'll think about what to do with them.


So I will invest part of my Christmas money (€2,500) once on 23.11.24 as a savings plan in the following 6 individual stocks and 4 ETFs and then save €25 each month on the 1st for the next 30 months (we are really talking about gambling money here, share of the portfolio <5% of my total portfolio):


$PLTR (+2,37 %)

$CPRT (+0,45 %)

$SFM (-0,14 %)

$D05 (-1,12 %)

$RR. (+2,97 %)

$SOFI (-0,54 %)

$VUCP (-0,16 %)

$K0MR (-0,07 %)

$JEGP (-0,88 %)

$FLXX (-0,28 %)


From January 2025 I will share monthly updates on my "gamblefolio" here with you.


If you are interested in opening a securities account with Comdirect as part of the birthday campaign, please use the reference link in my bio😉.


I hope you find the article interesting (please leave a like).


Have a nice, relaxed Sunday🆓😎.


Greetings, Marcus

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13 Commentaires

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The offer is standard at neobeokern
6
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@Investor_in_Jogginghose but also the lack of support😉. And since neobrokers are not everyone's cup of tea (not mine either, as you can imagine)🤷🏼‍♂️...
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@Investor_in_Jogginghose At comdirect you can reach someone by phone and 90% of the time the matter is resolved.
Various neobrokers (TR *cough) only respond after weeks with e-mails made of blocks that have nothing to do with the question - if they respond
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@Investor_in_Jogginghose with neobrokers you pay much higher fees simply because of the spread, which is kept as low as possible at comdirect
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@Georgi98 Payment-for-order-flow is an additional complication, exakt👌🏻.
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@Investor_in_Jogginghose the offer is better. Support has something of the branch bank that my grandpa needs
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@Investor_in_Jogginghose I agree with your view about $PFE, US accounts for the 46% of the revenues of the company surely the amount flu vaccine will decrease that's why it's important to look over the oncology products and on the other side there's 6 important items patents expiring in the next 5 years.
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Looking forward to the portfolio updates!
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What about buying on the USA stock exchange, costs?
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@Schaaed According to the list of prices and services (can be viewed on the Comdirect website). Unfortunately also excluded from the discount campaign natürlich🤷🏼‍♂️. I just had a look, up to 2,000€ order volume min. 12.90€ + exchange-dependent fees (which are quite a lot, as I just found out, but I already know the same from ING).

But: there is the possibility of over-the-counter direct trading (no idea for which/how many US-listed securities, but I just tried it with 5 pcs. On Holding, listed on the NYSE), these can then be bought over the counter via Société Generale. There you only have to pay the €3.90 flat fee plus the clearing house fee (here €2.90). Hope that helps.
@All-in-or-nothing Thanks, but I won't buy a package for less than 10,000 euros. Unfortunately DEGIRO is the cheapest here, but otherwise the service and offer is grottenschlecht!!!
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@Schaaed Degiro is cheaper with a €10k purchase than €6.80?!😳 Then you don't have to wonder about poor service and a bad offer😅😂.
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