1J·

Investment decision

I have currently received around €6000 from my building society savings and am still a little undecided about what to do with it.

The easiest, probably not the most profitable, option would be to simply invest the money through my savings plans over the next 4 months.

The second, the "boring" one, would be to invest it all in my MSCI World.

The third would be to invest in individual stocks. However, at the moment I can't find many that are interesting for me (some from the pharmaceutical sector $UNH (+1,77 %) , $SAN (-0,68 %) or $RIO (+4,41 %) or $FANG (-1,54 %) from the commodities/oil sector)

What would you advise or which positions are interesting for you at the moment?

4 Commentaires

HumanWithCap@realarb

In my opinion, UnitedHealth, Pepsi, Nike and Uber are currently interesting. Uber could really become a growth story and the other stocks are in crisis. You can get in cheaply here.

Depending on your personal perception of risk, I would prefer to invest in individual stocks.

•

Maximilian@Max095

$FANG I find the current situation very interesting

•

Luuk@Luukratief

It ofcourse depends on your goals, but also on the size of your current portfolio. If 6k for you is 30% of the portfolio, you might want to diversify via ETF or savingsplan. If it is just a few % you can look at individual stocks. Which stock to pick is completely up to you:)

••

Alexander F.@Alex_DSZL95

Depends on your willingness to take risks!

Defensive: globally diversified ETF (MSCI World/FTSE All world

Moderate: 6-12 stocks with moat and strong market. (Amazon, McDonalds, Cola, ASML, Novo Nordisk, BYD, PepsiCo, Merck, Itochu, Alphabet, Reckitt Benckiser,....)

Risky: 2-3 cryptos (Solana, XRP, Ondo, Polygon, Hedera, Sui)

If it's long term you can also mix it up between the categories.

••