1D·

3-year investment

Hello everyone,


In December, 10k€ will be released from old fixed assets. My plan was to put this completely into the $XEON (-0%) as the plan was to use the money in 3 years to pay off a loan. But now I'm thinking about whether I should increase my $VWRL (-0.32%) and see what the current interest rates are in 3 years' time and decide whether I should repay the loan or continue to finance the remaining debt (it's my apartment).

As I said, these are the considerations - now I need your swarm intelligence or your opinion - $XEON (-0%) or $VWRL (-0.32%)


thanks in advance...

3
7 Comments

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Or 50/50
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Is the remaining debt then less than 10,000 euros?
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@Pezi no. 50k€ But the 10k€ are now free. Hence the question of what to do with them in the next 3 years...
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@fizzelfritz if you want a loan again, you have the problem that no other bank wants you for less than 50,000 euros and the current bank offers poor conditions. Perhaps this will help you to think about it...
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@Pezi could be. Hence the consideration of putting the money into the $XEON for another 3 years. Or alternatively into the $VWRL and take it out again.
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@fizzelfritz I would be on the team $XEON
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100% in the $VWRL
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