Hello everyone,
here is my review for March. Even really early this time.
📈 Performance:
S&P500: -3.9%
MSCI World: -4.8%
DAX: -10.3%
Dividend portfolio: -5.9%
My high and low performers in March were (top/flop 3):
🟢 ($PETR4 (+0,93 %) ) Petroleo Brasileiro +19.38%
🟢 ($ADM (+0,91 %) ) Archer Daniels +10.98%
🟢 ($GAIN (+0,64 %) ) Gladstone Invest +4.08%
🔴 ($CTAS (+2,07 %) ) Cintas -13.88%
🔴 ($MC (+0,1 %) ) LVMH -14.49%%
🔴 ($ULVR (-0,72 %) ) Unilever -18.70%
Dividends:
March 2026: €178.82
March 2025: € 182.98
Change: -2.27%
This change is partly due to the fact that the USD exchange rate is still worse than last year. In addition, Imperial Brands also paid a significantly higher dividend last year (I think it was a special dividend). Otherwise, Unilever only pays in April and STAG has also switched to quarterly distributions, so that nothing was paid in March either.
Sales:
🟥 None
Purchases:
🟩 SIXT ($SIX2 (+1,41 %) )
🟩 Ferrari ($RACE (-0,7 %) )
Savings plans:
($CTAS (+2,07 %) ) Cintas (50€)
($MC (+0,1 %) ) LVMH (50€)
($MSFT (+0,45 %) ) Microsoft (25€)
The sale of Lockheed Martin in February was fairly neutral from a purely price perspective. Lockheed has neither risen nor fallen significantly. So far, I have no regrets about the sale (although the dividend for March is now missing, of course).
What else has happened?
March was pretty up and down. In terms of performance, this was one of the worst months ever for me. The only worse month for me was September 2022 with -6.3%.
The nest egg continues to grow and, as I said, it will be fully built up in April. But I may have to work on it again. At the moment, I'm thinking about a photovoltaic system. With an almost new build, heat pump, hybrid and purely electric car, the advantages are obvious. The roof is south-facing. So I would benefit fully. The only question is how to finance it. Do I need the money that is earmarked for the loan repayment in 5 years? 100% financing from the bank? At the moment I've sent out a few requests for quotations.
My Payback points were stolen in February. 12995 points were used for a payment at DM. Well, I just hadn't activated the 2FA. Stupid myself. I wrote about it in last month's report. In fact, the Payback points were credited back to me by DM at the beginning of March. I don't know whether this was a scam or whether Payback did something because of my call. I only saw it by chance and of course had everything paid out directly to my account. Lesson learned - I will rebook more often in future.
🥅 Goals for 2026:
I'm trying to reach €85,000 in my dividend portfolio this year. This is to be achieved through dividends, deposits and, of course, share price increases. Let's see how things look at the end of the year, as the first quarter was rather sluggish. I'll have to make up for that over the course of the year.
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