3J·

New here ...

Hello to all,

I am both new to this platform and new to private investing. I have put together a portfolio and am happy to receive tips and exchanges.

I'm still at the beginning and am currently planning to save around €1000 per month

I am currently looking for a third ETF (I already have msci world and emerging markets ex china) in the area of commodities, industrial metals and/or rare earths. So far I have found $VVMX (-2,82 %) and $RARE (-1,6 %) to run up an anchor to (+40%).

Can you recommend one of these or a completely different one?

My portfolio has only received one savings rate and is not yet balanced; this will level out over the next few months via the different rates.

Many thanks and best regards

6 Commentaires

Hello Max!
Honestly? You're busy enough with your family, house and career. As a beginner, you'll hardly be able to beat the market return.
As long as you have less than 20k, 100% ACWI is completely sufficient. After that, you can add a few uncorrelated asset classes, e.g. gold and BTC (20-40%). That's all you really need for now.

Later, when the pile is significantly larger (>100k), you can think about strategy diversification.

Good luck!

•

Max@Anakreon

@Epi Hi Epi. Thanks for the honest assessment - I had thought of that too.

But my thinking was as follows: With a 1000k savings rate and 7% return, I'll reach the 100k in 6-8 years. By the time I learn how the market works and what to look out for, I'll be throwing a lot of money down the drain. So now I make "favorable" mistakes here and there, I read a lot, inform myself and (hopefully) learn from them and can then beat the market in 6-8 years with a 100k deposit and plenty of knowledge and provide for old age or the here and now (I am "only" 35). I have to start learning at some point ...

For example, I'm currently reading The Big Book of Market Technique by Michael Voigt with great enthusiasm - it really picks me up ;)

•

Krush82@Krush82

@Anakreon I think that after 6-8 years of investing you will no longer be tempted to make the mistakes that almost every investor makes in their first 3 years. Read as many streams as you like. This will give you know-how but don't think that you will automatically beat the market afterwards. Personally, I haven't read a single financial stock book. One audiobook and a few more podcasts. What didn't really help was the community here. Now I am in a position to beat the market significantly

•

Epi@Epi

@Anakreon I used to think like you. It didn't hurt, but all that knowledge also created a path dependency that psychologically prevented me from achieving market returns at all for a long time. It took a lot of effort to get out of this mindset.

Ergo: go your own way. It's the hard way. 💪

•

Kenny@strategy_sherpa_22

Would recommend you to save 1 good etf s&p500 NASDAQ or acwi , and possibly Bitcoin

So I would pop 750€ in an etf at the moment at the Bitcoin price set up a savings plan of 50€ a week until the price is at 85-90k then only 25€ a week and from 100k only 10€ a week and that's enough ....

•

Walter S.@Roots

Hello

save for the first priority the 2+1 etfs...saves time and dresses your depot in the center perfectly....

I would also take a very close look at the weighting of the shares in the etfs...
Regards

••