Hello everyone,
After much deliberation, I would like to share my portfolio with you. Briefly about me... I am 38 years old and only started investing last year. To my shame, I have to admit that I had never really looked into the subject before. Don't be confused, the chart is unfortunately not really correct due to the ING import.
Briefly about my story... At the beginning I had almost no idea and did a lot of back and forth. Which was of course also extremely instructive and thankfully I mostly got off lightly 😬 But as a silent reader, you helped me a lot and broadened my horizons. Thanks for this to the community ☺️
Now to my strategy... my goal is not to achieve the maximum return. I aim for a reasonably balanced portfolio, with offensive and defensive approaches. The goal is predominantly to close my retirement gap well... 7-8% return would be nice.
My monthly savings rate is €2400 + special contributions. The breakdown is as follows:
50% $VWCE (+0,03 %)
15% $XNAS (-0,56 %)
10% $WGLD (+0,4 %)
10% $IB1T (+2,39 %) (I know, not real Bitcoin...)
15% individual shares (10 pieces)
400€ go into $XEON (+0,02 %)
With the individual shares, I would like to build up an additional defensive component that will serve as a small crisis protection. I know not all companies are suitable for this 😬. All the stocks were only bought today and should increase to a maximum of 15 in the future.
Thanks for reading and any feedback.
