2Année·

Hi guys,

As an ETF newbie, I want to start with a savings plan with 300€/month. For this, I will invest to ⅔ the $VWCE (-0,2 %) and at ⅓ the $VWCG (+0,42 %) savings plan.

My reasoning for this is that due to the $VWCG (+0,42 %) the high share of the USA of the $VWCE (-0,2 %) and thus get more Europe in.

Does this make sense from your point of view?

13 Commentaires

yieldhunter@randomdude

2Année

You can do it that way. There is no such thing as the "right" weighting anyway, and you only ever know what will bring the highest returns afterwards. But don't be blinded by the good European performance of the last 6 months or the extremely strong US market of the last 10 years. Historically, sometimes this market, sometimes that market - in terms of decades - has been ahead. Personally, I would go for a 1-ETF solution, because the regional shares are regularly readjusted according to the market capitalization.

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Epi@Epi

2Année

The AllWorld already weights according to market capitalization. Which criterion do you use? GDP? Home bias?

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Voir toutes les 6 autres réponses

Uwe G@UweG

2Année

You can do that, but it makes for a relatively high GB share, which I didn't want to have at the moment.

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Philipp@DerAkti0naer

2Année

@UweG You are absolutely right. The $VWCG has a GB share of 25%. Would you have a good alternative with a smaller GB share? Or if you want to split an ETF savings plan 70/30, with 70% in the $VWCE, which ETF could you still recommend for 30% of the savings plan rate? Where the main focus should be on an additional weighting of Europe, without creating a relatively large overweight for GB.

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yieldhunter@randomdude

2Année

@DerAkti0naer There are also Eurozone ETFs, so maybe there is an alternative. However, at the latest with a weighting of 30%, you go in a direction that no longer has much to do with a world portfolio.

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Philipp@DerAkti0naer

2Année

@randomdude I'll take a look, thanks!

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Maximilian@Maxdepot

2Année

Thank you for your Meinungen☺️

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