3Année·

$MWRD
$SPPW (+1,12 %)

I've recently started thinking about my ETF again, which I've been saving for a while. I have just read that it makes a difference for tax purposes where the fund domicile is. In Ireland you have a tax advantage.

My current ETF (WKN A2ATYV) has a TER of 0.18% and is domiciled in Luxembourg.


But now I found an ETF from SPDR, which has a TER of 0.12% and is based in Ireland (WKN A2N6CW).

Of course, I am now thinking of simply exchanging my current Amundi for the SPDR, because it seems more advantageous to me in the long term.


Am I overlooking something or can my thought be approved? Can vlt someone look over both ETFS, am there not so the mastermind 🤫

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Hey Stewie 👋 long time no see ❤️ Yes the Irish one has the withholding tax advantage on US stocks. Since the World is 65% US, that helps. Ultimately, the two ETFs can be compared by tracking difference to the index. The SPDR actually outperformed the index in 2021, but it was only launched in 2019, so it is still very young. The Amundi lagged the World, launched in 2018, so also young. In addition, both are synthetic. Why of all the two and not the $IWDA or the $LCUW? You still have a few decades of savings phase ahead of you, an ETF change can be made if you no longer feel comfortable with the current one.
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I can't even find the Amundi ETF at extraetf 🤔 Basically, I wouldn't worry about such details. In the next few years there will be many more products coming on the market that seem more attractive than what you have. Should you question everything every time, even though the newer alternative has no significant impact on the overall result?
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No tax advice, just my little knowledge! Basically it is true about Ireland, but there is also the possibility with swappers that with certain points recognized by you USA, which must be met, the withholding tax is completely omitted. I recently heard this at Finanzfluss, but as I said I can not give any reliable information. LG
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@oliverplass Oh Oli 😅 don't you have to get something done by tonight? 😘
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@oliverplass Taxes are many things, but not robbery
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@oliverplass are taxes also robbery if you are allowed to take advantage of the free health care system?
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@oliverplass sorry, could not finish reading it. Halfway through, my puke bucket was full and when I emptied it, I didn't know where I was. Rarely read such a bullshit. Not only the content, but also the didactic "preparation" speaks for itself 🤮 The article is so bad, I have absolutely no motivation to discuss. And I usually discuss every shit
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@oliverplass Very briefly guessed, I find Michael Wendler in the sources.
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@oliverplass ever seen a hospital bill from the U.S. And yes, I look at it every month and the 42% still doesn't make me poor 🫠
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