You cannot offset losses with ETFs against gains from individual shares. These are two different loss pots ;-)
Otherwise, great portfolio for your age. Having the starting cushion is a privilege and as you write about it, you will continue with joy, motivation and discipline.
Just compare $GGRP with $XDEM only in terms of returns. Since 2022, the Momentum has generated around twice the return. This is accompanied by a volatility of around 1.5 times.
Otherwise, great portfolio for your age. Having the starting cushion is a privilege and as you write about it, you will continue with joy, motivation and discipline.
Just compare $GGRP with $XDEM only in terms of returns. Since 2022, the Momentum has generated around twice the return. This is accompanied by a volatility of around 1.5 times.
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5Mo
@MoneyISnotREAL I'll probably have to find out more🫣 Thank you :)
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5Mo
@MoneyISnotREAL That's exactly what I find so exciting about $XDEM. Momentum has been outperforming the normal MSCI World Index for many years. Certainly very exciting in the long term :)
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@Lewi It would certainly be interesting to see how things behave in crises such as 2008 (financial crisis).
I wouldn't use it as a core, more as a supplement/satellite.
I wouldn't use it as a core, more as a supplement/satellite.
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•@Lewi As an additional thought. If you are currently earning below the basic tax-free allowance, you can apply for / consider the "non-assessment certificate" for your custody account.
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5Mo
@MoneyISnotREAL I'm starting my apprenticeship next month and earn around 1300 gross. I've just checked and unfortunately I think I'm above the basic tax-free amount🥲 But thanks for the info, I didn't know about the certificate until now :(
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