11H·

ETF selection makes sense?

Hello everyone,

I would be delighted if you could give me a few tips regarding ETFs. I would like to invest in three ETFs at the same time, but I'm not sure whether that makes sense. I'm 48 and think it's great if you can reinvest the dividends yourself and see a payout in your account.

ETFs would be $VWRL (-1,17 %) , $TDIV (-0,15 %) un$ISPA (-0,44 %) .

Also with ratio information. The focus should later be the pension.

Thank you very much for your opinions/tips

4 Commentaires

Ramona@Skraja

Hmmm... well, I'm 46 and only started this year (also with the focus that I'll simply have more when I retire). The problem I see is that a dividend payout takes away too much of the performance possibilities (disadvantageous tax effect) - please read the advantages and disadvantages of accumulators/payouts....
I (unfortunately) also have (too) many ETFs running. (60% ETFs/40% equities = core satellite). I like security, but I would like to take a little more return opportunities with me... works quite well so far.
My allocation (based on my entire portfolio):
- MSCI Word (the classic) 35 %
- S+P 500 TOP 20 (VERY VOLANTIL, but highest return opportunity!) 5 %
- MSCI China Tech (I believe in the market for the next 10-20 years) 4.8 %
The following 3 still with a very small savings rate:
- Asia Pacific ex Japan Equity etf (4%) and
- MSCI Eur.Fin.Se. Reg. (3%)
- MSCI Japan (2%)
.... as balance/diversification ...

All ETF's are saved monthly by me. The big ones are supposed to run until 15 k each and then I save a similar one further (FiFo for payout already take something into account)...

•

Khuong@Khuong

@Skraja FTSE all world

•

Ramona@Skraja

@Khuong It comes when the MSCI World is "full" ;-)

••

Thomas@Thomas_1963

Also my three favorites. Allocation 40-50% and 15% each. Then another 10% an EM ETF. I'm still experimenting with the remaining 10-20%.

••