1J·

40k free cash. Where to put it?

I would be interested in your opinion: I still have 40k cash on hand.

I wanted to use the money for the Black Swan event but the dip doesn't come, the market runs away and FOMO kicks in. À la April lows at the tariff announcement of USA against the whole world.

My current PORTFOLIO ALLOCATION can be viewed in my profile, it is public.

Actually
I'm in a pretty solid position (my opinion) and would be happy to give you my opinion.

Would you stick to the plan or DCA into interesting stocks?

On my watchlist: $UNH (+1,99 %) ; $TTD (+0,45 %) ; $ADYEN (-1,75 %) ; $TEAM (+0 %) ; $UPST (-0,36 %) & $MNDY (-0,48 %)

What do you have on your watchlist and what would you advise me to do? Stick to the plan and wait for the big dip or go in in tranches?

18 Commentaires

Peter G.@Sontoshi_Nakagoku

I agree with you that the market is running a bit hot right now. So how about $HolidayWithFamily ?

•

CantStopClicking@CantStopClicking

@Sontoshi_Nakagoku I am already 😂

•

Sceptical_Noob@Sceptical_Noob

Bonds or 3% flexible deposit account. Wait for the next crash.

•

CantStopClicking@CantStopClicking

@Sceptical_Noob I currently take 2% p.a. in € with Sclable interest, but it's sooo boring 😂

••

Banana M.@Banana_Millionaire

Simply set up savings plans on the shares of your choice if you are unsure about investing everything at once.

•

CantStopClicking@CantStopClicking

@Banana_Millionaire I'm already running savings plans in ETFs, but maybe adding them to the stocks I have on my watchlist isn't such a bad idea!

•

lookingforinformation@lookingforinformation

Everything in $IREN... you can read about the potential online.

•

D.S.@Cato_Bamboo

I am at $UNH and $TTD

•

CantStopClicking@CantStopClicking

@Cato_Bamboo What are your entry-level courses?

••

Sansebastian@Sansebastian

I would at least wait for the next market recovery. And then buy more

•

CantStopClicking@CantStopClicking

@Sansebastian Patience is key, I know, but it's damn hard at the moment 😅

••

Sansebastian@Sansebastian

@CantStopClicking believe me, you would be more annoyed if you went into the market now and then it recovered 😉

••

Tigawutz@Tigawutz

you need something solid from Germany with a good dividend ;-) $ALV

•

CantStopClicking@CantStopClicking

@Tigawutz that's right, but they ran away like that 😭

••

S@LelouchLalouch

Dca, ftse all world or msci acwi. Don't try to time the market, think long term. You can also lump sum, but it might be psychologically harder in case the market goes down after, but it doesn't matter long term

•

CantStopClicking@CantStopClicking

@LelouchLalouch already have S&P500 monthly plan, need some stockpicking action on top 😅

••

Bubu@Bubu_98

20H

The whole Looser selection scares me 🥲 It is often better to invest in companies that are performing well at the all-time high than to just look at falling prices. All of these stocks were rightly punished and to show improvement in the share price they first have to perform over a certain period of time.

•

Bernd Stromberg@BerndStromberg

38Min

How about something boring like msci world or something? Would be a nice change from the stocks in your portfolio at the moment

••