📈 Performance:
S&P500: +1.51%
MSCI World: +1.76%
DAX: +2.59%
Dividend portfolio: +4.24%
My high and low performers in July were (top/flop 3):
🟢 $UNH (+0,35 %) UnitedHealth +16.78%
🟢 $ADM (-0,77 %) Archer Daniels Midland +12.33%
🟢 $8058 (+0,39 %) Mitsubishi Corp. +12.05%
🔴 $LLY (+0,31 %) Eli Lilly -5.99%
🔴 $MSFT (+0,31 %) Microsoft -7.51%
🔴 $CTAS (-0,06 %) Cintas -9.20%
Dividends:
August 2025: €129.54
August 2024: € 101.41
Change: +27.74% 🥒
Sales:
🟥 $7974 (+1,06 %) Nintendo (6 pcs.) +100%
Purchases:
🟩 $PG (+0,69 %) Procter & Gamble (4 pcs.)
Savings plans:
- ($CTAS (-0,06 %) ) Cintas (50€)
- ($MC (-2,18 %) ) LVMH (50€)
- ($MSFT (+0,31 %) ) Microsoft (25€)
What else has happened?
The tax assessment notice has arrived and the back payment has increased to 4100€. Funnily enough (typical for Germany), the advance payment is calculated on the basis of this year. As everything seems to run automatically, nobody checks whether this makes sense. In any case, the tax office assumes that I will have to pay the same amount again next year (or more) and tells me that I should pay €6500 in advance. Of course, I'm now asking for a recalculation. But that's a lot of work again, which could have been avoided if someone had just looked over it. Then they would have seen that this was a one-off. Well, what else do I expect these days.
The appointment at the garage has been arranged for the beginning of September. Let's see what else is in store for me.
I'm going on vacation at the end of September. That will be necessary again. My last vacation was around Christmas last year.
🥅 Goals for 2025:
Deposit of €10,000 and thus a deposit volume in the share portfolio of ~€73,000
Target achievement at the end of August 2025: 60.58%
How was your August?
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