1Sem.·

Depot overview

Now that I was forced by my financial emergency to go to the depot and $RMS (-0,25 %) which I now had to wait for because it was sent over from another deposit to Trade Republic, my pride and joy was actually that I had it and could afford it :( maybe just do a savings plan on it What do you think?

But since the money wasn't enough for everything, it's really annoying because I also bought shares before, and I had put my cash reserve in for the purchases. But well


But sometimes it happens in life that something unexpected happens where you don't expect it and it throws you a little out of joint :/ There's just no other way and then private things are more important than the portfolio ......


And because I still didn't have enough money, I decided to go for the ETF $VWRL (-0,44 %) to get out of this financial situation, which has now worked out, thank God 🙏!!!!.


Everything is now back on track and now I can continue to manage the portfolio as normal, even if it's now completely out of kilter proportionally because the shares are totally overweight, but hopefully that will come back over time thanks to the ETF, which is where most of the money goes in every month.


I hadn't touched the shares. It was bad enough having to touch them in the first place. except for $RMS (-0,25 %)

except for the new shares I had bought

$6501 (+0,42 %)

it was annoying but I think there are good opportunities again where you might be able to get in at some point


the shares are saved monthly with 50 € per share

the etf with 250 € depending on the month of course more


In my opinion, everything is represented by a good mix of all possible different sections, which puts me in a good position for the next few years. And now that all the problems are out of the way, I can only focus fully on the portfolio here


Energy, luxury, consumer goods, industry, telecommunications, real estate, food, gastronomy, healthcare, software companies, military and defense, banking and insurance.

28Positions
14 531,61 €
1,11 %
6
15 Commentaires

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It was great that everything worked out and sometimes things turn out differently than you think, but that's why the rule of necessity is always added value.
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@SAUgut77 that was also completely destroyed, so that was the only option
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@Bmahone All good, sometimes there's no other way or you have to adjust your nest egg....
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@SAUgut77 I've always had six months' salary set aside as an emergency. Unfortunately I don't earn that much either, I only get my €1,600 a month😄 and because of the fire in the apartment until the insurance and all that shit gets sorted out, etc. PP you first need money and to get new furniture and stuff like that :/
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@Bmahone sorry, it wasn't an attack or anything like that, I just said, sometimes there are situations where nothing works anymore and by the way, 6 monthly salaries are not a penny and a, actually, good cushion....hope that everything goes its way now and you can look ahead again without having to go to the substance 👍🏻👍🏻👍🏻
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@SAUgut77 no everything is fine 😅thank God everything is sorted now Hallelujah you really don't want to experience or have something like that normally:/ oh well maybe the money I might get from the insurance company I can then put back into the ETF everything that I have to advance and get back up again😅
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@Bmahone May the share price and the dividend be with you ✌🏻
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@SAUgut77 danke 🙏
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Sorry to hear about your home. Hope you're doing well so far. Did you really only keep the $RMS that short?
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@CuriousBrewery thanks 🙏 I bought them in June 2024 but the private part was really more important to me now than anything else
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@CuriousBrewery I don't have the money to buy them now, but I might just make a savings plan and somehow put money back in when the time is right - at some point I'll have one together again🙌
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@Bmahone I'm sure you'll have the share back in your portfolio at some point. There are times when the stock market and your own portfolio play a disorderly role.
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@CuriousBrewery yes and that was now such a special situation now times reserve gone what one had saved together over the years for emergency then yes logically the money what one lies back extra for the shares to buy some also all gone on it comes yes everything before no idea in advance know that somehow something like that happens. But everything doesn't matter now everything is safe again now I can start normally again until two annoying but well, the world doesn't go under the bottom now it's just that the return is in the ass but no matter in a few years it will look different again 😄😄😄😄
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I hope the emergency wasn't too big a blow in your life. In the end, money isn't everything.
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@d031692 Unfortunately, it has already thrown me completely off the rails for a short time, but thank God everything is fine again, even if I had to go to the depot and have to save up again for now
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