2Mo·

Multiple ETFs on the same index are always questioned here, but can make sense under certain conditions and financial planning.


The 3 times 10 rule is explained in the article (link below)


If we take this as an example, why not always invest an ETF not for 10 years but for a certain € amount (based on the purchase prices). So why not look for a new one every 10, 20 or 30 thousand euros?


Wouldn't that also make sense?


Well, when you retire it looks wild in the portfolio, but does this actually correspond exactly to this tactic?


What do you think? I do it exactly the same way with one share, for example: set a € limit and then build up the next positions.


Constructive or bullshit?


https://www.finanztip.de/daily/so-holst-du-28000eur-mehr-aus-deinem-etf-heraus/


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@DonkeyInvestor What do you mean? You have also included another world ETF, albeit for other reasons as you said
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At the request of @GoDividend, here's another post from me with a similar topic (from six months ago, so the good guy could have already known everything 😁).

https://app.getquin.com/de/activity/UQQkisNzUA
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If I do this later, then at most through partial custody account transfers
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M. In my opinion, there are no rational reasons against the strategy. Provided there are sufficient ETF alternatives with virtually the same performance. The tax advantages in the deconsolidation phase are obvious.
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Reads well, but what is it like to save in a distributing etf 🤔
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Stupid question: the history is not transferred when the custody account is changed (is it?)

Example:
2020 Purchase 1: 1 share for €100
2021 Purchase 2: 1 unit for €150
2022 Purchase 3: 1 unit for €250
Buy In: 166,67€
If I sell the first unit now, I pay taxes based on the €100 purchase price (it's clear, FiFo)

If I now make a portfolio transfer, I have bought 3x at € 166.67 each. If I sell the first share, I pay tax on the €166.67.

Is that right?
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