@Finanzios As the name already says - NOTgroschen. This is money that you have immediately available in case of emergency. Put the money on a call money account at the same bank where you have your giro so that you can transfer back in real time from call money to giro, if necessary. Now there is already again >3% interest on overnight money and get even a solid return. The sum should be at least 3 net monthly salaries - I personally have 6 monthly salaries parked.
@Dividenden-Penner That's exactly how I'm going to save up my nest egg. Call money with currently 3% interest. Just not at my bank but at an online bank. Money should be there also within a day on my giro 👍😊
