Experience report Traderepublic card 💳

I've been using the Traderepublic card for a little over two months now. As I have also been on vacation abroad for two weeks now, I would like to briefly share my experiences with the Traderepublic card with you.

I ordered the card in mid-February and received it in the post two days later. Since then, I've been using the card for my daily spending to take advantage of the saveback, the round-up function and the interest on the "parked" cash. Setting up the Saveback and Round Up was simple and intuitive. I did not experience any problems when investing the saveback or the change, as is sometimes shared here on Getquin.

The card in use abroad

For two weeks now, I have been traveling to several countries with the card in my luggage. I was all the more curious to see how the card would perform here before I started my trip. After two weeks, I can only report positive things: the card is accepted everywhere, which I assumed would be the case as it is ultimately a Visa debit card.

However, I found the question of how the fees for foreign currency transactions and the saveback work more interesting. To summarize, I can report:

• Traderepublic charges no extra fee for foreign currency payments
• Saveback also works perfectly for foreign currency payments
• Traderepublic converts payments in other currencies into euros at what appears to be a relatively up-to-date exchange rate

Here is a screenshot of a payment from the supermarket as an example:

The saveback on the trip is of course - how could it be otherwise - invested in $BKNG invested 😉

In principle, the card works the same way abroad as it does in Germany. My experience with cashless and change-free payments abroad was so positive that I quickly decided to increase my position in Visa $V in Visa.

What experiences have you had with your Traderepublic card so far?

Stay tuned,

Yours Michael Scott