Medium-term objective to buy positions in $MA (-0,34 %) y $V (-0,14 %) when they reach a more appropriate price

These are companies that have performed very well in periods of crisis and maintain stable and growing dividends and constant results.

To equalize the risk a bit, when I have my portfolio at full capacity it will be composed of:

60% Technology with Growth Potential

$GOOGL (+0,94 %)
$NVDA (+2,01 %)
$MSFT (-1,05 %)
$META (-2,23 %)
$AAPL (+1,34 %)
$AMZN (+0,26 %)
$ABNB (+3,68 %)
$NFLX (+0,09 %)

30% Well-performing companies in crisis with stable growth and dividends.

$WMT (-2,1 %)
$MCD (-0,31 %)
$ITX (+1,17 %)
$MA (-0,34 %)
$V (-0,14 %)

10% Companies that can give good results in the long term and are going through temporary difficulties or companies that do not have profits because they reinvest everything in growth (riskier investments but with a higher possible return).

$BFIT (+0,23 %)
$NKE (-6,85 %)
$BMW (+0,87 %)

Any ideas to contribute? 💡

My portfolio shows a breakdown into different sectors and areas:

trade Republic: the shares and ETFs

scalable Capital : the gold

This is just the portfolio I want to hold for the next few years with a long-term savings plan. And if necessary, individual purchases where the opportunity arises, I think I am now quite well positioned or what do you think of the portfolio.

Stocks that I would like to hold for the long term

• Technology:
• 
  $MSFT (-1,05 %) Microsoft,
• $AAPL (+1,34 %) Apple,
• $GOOGL (+0,94 %) Alphabet,
• $ASML (-1,59 %) ASML
• $NVDA (+2,01 %) NVIDIA
• $TSLA (-4,58 %) Tesla

• Consumer goods:
• $KO (-0,4 %) Coca-Cola,
• $PG (-1,24 %) Procter & Gamble,
• $MCD (-0,31 %) McDonald's.

• Finance and insurance:
• $JPM (+1,21 %) JPMorgan Chase,
• $ALV (-0,66 %) Allianz,
• $V (-0,14 %) Visa

• Real Estate:
• $O (+1,22 %) Realty Income.

• Armor:
• $LMT (+0,94 %) Lockheed Martin.

• Retail:
• $WMT (-2,1 %) Walmart.

- Luxury:

$MC (-0,25 %) LVHM

- Various areas:

- $8001 (-0,17 %) Itochu

- Health

$JNJ (+0,03 %) Johnson & Johnson

ETF as core overlaps are relatively unimportant to me in this area :)

- FTSE All World :

$VWRL (+0,18 %)

-Global Quality Income:

$FGEQ (+0,06 %)

and then as a supplement

$BTC (-0,02 %) bitcoin

and gold $EWG2 (-0,3 %)

Dividend payments much too late/ completely absent ... 😳😭

For a few weeks now, I've noticed in my portfolio that Trade Republic is either paying out/clearing dividend payments far too late or not at all for many stocks that should actually be paying me a dividend 😤

An example of this is Visa$V (-0,14 %) - Dividend payable on November 12, which I only received at the beginning of December - more than three weeks late.

Some dividend payments are missing completely.

Have you had similar experiences with Trade Republic in the recent past? 🥵🥵

💳 Visa - The silent backbone of the global economy ($V (-0,14 %) )

Visa is everywhere, but how often do you really think about this stock?

For me, Visa is not just a payment service provider but the invisible engine that drives billions of transactions.

Let's take a different look away from the classic key figures:

🚪 Visa as a gateway

Visa is like an invisible door opener to the global economy.

Whether small start-ups or large corporations - everyone needs a solid payment system to operate internationally.

While we concentrate on the products, Visa earns money from every transaction in the background.

A dream business model? 🛠️

🌍 The network principle

Visa's real strength is its network.

With every new customer and every new partnership, the system becomes more valuable.

It reminds me of a snowball that gets bigger and bigger the more it rolls.

This growth is not linear, but exponential - a real moat that competitors find difficult to overcome 🏰

💡 Innovation or evolution?

Many see FinTechs as a threat to Visa - but what if these companies are actually Visa's growth drivers?

Collaborations with crypto exchanges, wallet providers and banks show that Visa adapts, remains relevant.

🧠 Thought experiment: Visa in 10 years?

Imagine a world in which we no longer use physical cards.

Everything runs on biometric data, AI or blockchain - and Visa is still there. Why is that? Because it's not about the "card", but about the network behind it. No matter what the payment looks like, Visa remains an indispensable intermediary.

🤔 Why do I hold Visa?

For me, Visa is not an exciting stock, but a solid foundation.

In stormy times on the stock market, Visa is like a reliable captain - calm, steady and always on course.

Sure, the dividend is low, but the annual increases and long-term potential are convincing to me.

What do you think? Can Visa remain as stable and successful in the future, or would you go for other companies such as $MA (-0,34 %) for example?

I'm looking forward to your opinions! 🌐

Dividends the gift of companies

Dear investors

Today's question is which dividend stock is the high flyer?

The shares are different in different areas, i.e. is the share a growth share or a dividend share.

These are the two comparisons with the characteristics. This means that if I want to have a dividend portfolio, I have to choose the dividend stocks. The dividend yield is a characteristic of the share. I should pay attention to this when it approaches the double-digit yield figure, whether this pays off positively is questionable as it has to decide whether to pay out the yield and go into debt or whether to let the yield fall to compensate for the losses.

The companies that achieve a constant yield distribution are obviously becoming safer year after year, but the royal companies have a 50-year dividend payout.

But the past is not the future.

So I would concentrate on the steady development of the share price and check whether the development is positive. The motivation is to be self-aware and prove my abilities. So I know how it works with investing in my own research of the market. The feeling of movement is an up and down of emotions and it is like a betting ticket only that it is not a matter of winning or losing after 90 minutes but it is only over when I sell the share again and then I know whether I have won or lost.

If I want to win, I simply have to have time and decide whether to take the short profit or whether I have more time and short-term fluctuations don't cause panic. Then I let the right stock pay dividends until the end of the success.

My personal favorites are:

1 $Coca-Cola

2$PG (-1,24 %)

3$JNJ (+0,03 %)

4$NESN (-0,19 %)

5$MCD (-0,31 %)

6$BLK

7$MSFT (-1,05 %)

8$WMT (-2,1 %)

9$XOM (-0,4 %)

10$V (-0,14 %)

These are some pretty stable companies.

Which company is your best dividend stock?

Let me know which one you favor ✌️

Don have a great time during the rest of the year and enjoy the good things in life 🫶🎄⛄️🧘📊🆕🎆

Analyst updates, 02.12.24:

⬆️⬆️⬆️

- EXANE BNP upgrades NOVO NORDISK to Outperform. Target price DKK 930. $NOVO B

- HSBC upgrades LVMH to Buy. Target price EUR 727. $MC (-0,25 %)

- WARBURG RESEARCH raises target price for MTU from EUR 278 to EUR 297. Hold. $MTX (-0,47 %)

- GOLDMAN raises the price target for VISA from USD 324 to USD 347. Buy $V (-0,14 %)

- DEUTSCHE BANK RESEARCH upgrades BASF from Hold to Buy and raises price target from EUR 50 to EUR 55. $BAS (-0,12 %)

- DEUTSCHE BANK RESEARCH upgrades BURBERRY from Hold to Buy and raises target price from GBP 8.60 to GBP 11.80. $BRBY (-0,11 %)

- GOLDMAN raises the target price for AROUNDTOWN from EUR 2.90 to EUR 3.70. Buy. $AT1 (+4,46 %)

- GOLDMAN downgrades TOAST from Buy to Neutral and raises target price from USD 34 to USD 45. $TOST (+3,6 %)

- HSBC upgrades HERMES to Buy. Target price 2500 EUR. $RMS (+0,75 %)

- MORGAN STANLEY upgrades ZEBRA TECH to Equal-Weight. Target price 400 USD. $ZBRA (+1,36 %)

- JPMORGAN upgrades AIR LIQUIDE from Neutral to Overweight and raises target price from EUR 161 to EUR 195. $AI (-0,22 %)

- JPMORGAN raises target price for PUMA SE from EUR 44 to EUR 47. Neutral. $PUM (-0,32 %)

⬇️⬇️⬇️

- GOLDMAN lowers the price target for MASTERCARD from USD 563 to USD 557. Buy. $MA (-0,34 %)

- WARBURG RESEARCH lowers the price target for AIXTRON from EUR 26 to EUR 24. Buy. $AIXA (+0,02 %)

- METZLER lowers the price target for WACKER NEUSON from EUR 14.50 to EUR 14. Hold. $WAC (-0,93 %)

- DEUTSCHE BANK RESEARCH downgrades K+S from Hold to Sell and lowers target price from EUR 9.75 to EUR 9.50. $SDF (-1,31 %)

- BERENBERG lowers the price target for BP from GBP 4.70 to GBP 4.40. Hold. $BP. (-0,03 %)

- RBC downgrades IBERDROLA from Outperform to Sector-Perform. Target price EUR 14 $IBE (+1,12 %)

- RBC lowers the price target for RWE from EUR 52.50 to EUR 45.50. Outperform. $RWE (-0,18 %)

- JPMORGAN lowers the target price for ORSTED from DKK 460 to DKK 430. Neutral. $ORSTED (-0,3 %)

- JPMORGAN lowers the price target for ADIDAS from EUR 275 to EUR 266. Overweight. $ADS (-0,15 %)

- JPMORGAN lowers the price target for LVMH from EUR 685 to EUR 650. Neutral. $MC (-0,25 %)

- JPMORGAN lowers the price target for HUGO BOSS from EUR 43 to EUR 42. Neutral. $BOSS (+0,51 %)

The Turkish competition authority has opened an investigation into the Turkish branches of Mastercard
$MA (-0,34 %) and Visa
$V (-0,14 %) initiated. The authority is investigating possible violations of competition rules, particularly with regard to market dominance and business practices. The outcome of the investigation could have a significant impact on the business activities of the two financial services providers in Turkey.

Further details can be found in the article on XM.

The news is based on what I personally consider to be reputable sources. However, I do not guarantee their accuracy. No investment advice. Follow me for further updates!