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2)is the classic "I want risk" and it can pay off. 90% of us would be better off if they would just save the ACWI. But then where is the appeal 3) Can be useful if you want to take advantage of the market situation but do not have enough money for a whole stock. (Alphabet falls by 30% costs but still no idea 2000€ - savings plan pure zack ready)
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Achso and @ccf so that the man in March can also get a savings plan xD
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@SharkAce yes, but 3) ONLY THEN . otherwise you are just trying to lie to yourself that you will earn the right to your income with the savings plan.
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@leveragegrinding Yes if you do not keep the savings plan and do not sell the stock already a bit lost. Either you lie to yourself and operates eigl market timing or you have no fixed savings aka the money is not enough every month
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