Starbucks

$SBUX (+2,42 %) so reading this article in the NYT, I think the stock is way overvalued, what do you think? https://www.nytimes.com/2024/10/30/business/starbucks-customers-brian-niccol.html?smid=url-share

(Delayed) portfolio review October 2024 - A month with 5 share sales and one ETF sale

Even though October was just over two weeks ago, it feels like a different time. Germany still had an (unspeakable) traffic light government, in America the race for the White House was still open and a phone call between Scholz and Putin was unthinkable.

And even though November has been much more exciting on the stock market than October so far, October was a month of major changes from a personal perspective.

Apart from stock market investments, we are slowly starting to think about building a house. As a result, for the first time in a long time I made several sales in my portfolio and therefore also cleared out a little.

Previously this year, there were only 2 sales in my portfolio: at NVIDIA I took my stake out in February and since then have only let the profits run. In addition, in March I had Encavis after the takeover bid.

There were a total of 6 sales in October. For just under €7,000 I sold my China ETF which has recovered well over the last few months.

On the equity side, I have now sold most of the Corona Hype stocks and Match, Atlassian, Shopify and Block have been sold. In addition, I have also Pfizer sold. That was another €8,000, leaving only Sea from the Corona hype times, where I will remain invested for the time being, as it covers a completely different region geographically with Southeast Asia.

My savings quota will therefore be significantly reduced for the time being due to the upcoming house building project. From just under €1,500 to €2,000, it will only be €500-600 per month for the time being

Monthly view:

In total, October was +1,7%. This corresponds to price gains of ~5.000€.

The MSCI World (benchmark) was +0.9% and the S&P500 +1.5%

Winners & losers:

A look at the winners and losers is part of the usual picture:

On the winning side is, as so often NVIDIA is at the top with almost €3,000 in share price gains. It is followed by TSMC, Bitcoin, Alphabet and Palo Alto Networks with gains of €900-1,000 each.

On the loser side above all ASML made its contribution with price losses of almost €1,400. This was followed by Bechtle, Thermo Fisher, LVMH and Nike a broader mix of stocks that have not necessarily performed well recently. Nevertheless, all 5 loser stocks are still part of my savings plans.

The performance-neutral movements in October were just under €4,600. The sales proceeds are all still in cash accounts at the moment, so they have not yet flowed out of the assets. There will be a larger dip here at some point in the future.

Current year:

My performance in the current year is +27,5% and thus above my benchmark, the MSCI World with 23.7%.

In total, my portfolio currently stands at ~331.000€. This corresponds to an absolute growth of ~€79,000 in the current year 2023. ~53.000€ of this comes from price gains, ~3.000€ from dividends / interest and ~22.000€ from additional investments.

Dividend:

• Dividends in October were 32% above the previous year at ~€150
• TSMC is in the lead with a (gross) dividend of €30 every 3 months. TSMC has already raised the dividend for next year by 30% again
• In the current year, the dividends after 10 months are +25% over the first 9 months of 2023 at ~2.350€

Buys & sells:

• I bought in October for approx. 1.500€
• As always, my savings plans were executed:
• Blue chipsNovo Nordisk $NOVO B (-2,54 %) LVMH $MC (-1,36 %) Apple $AAPL (+0,52 %) Home Depot $HD (+3,24 %) Microsoft $MSFT (+0,08 %) Nike $NKE (+3,29 %) Starbucks $SBUX (+2,42 %) Stryker $SYK (+1,66 %) Texas Instruments $TXN (+0,59 %)
• 
  GrowthCrowdstrike $CRWD (+2,94 %) MercadoLibre $MELI (+2,47 %)
• 
  ETFsMSCI World $XDWD (+1 %) Nikkei 225 $XDJP (+0,98 %) and the WisdomTree Global Quality Dividend Growth $GGRP (+0,8 %)
• 
  Crypto: Bitcoin $BTC (-0,02 %) and Ethereum $ETH (-1,34 %)
• 
  Sales as mentioned, there were some in October with Match $MTCH (+4,16 %) Pfizer $PFE (+1,18 %) Block $SQ (+3,97 %) Shopify $SHOP (+3,36 %) Atlassian $TEAM Invesco MSCI China All-shares $MCHS (+0,13 %)

Target 2024:

My goal for this year is to reach €300,000 in my portfolio. Due to the extremely positive market development in the current year, my portfolio already stands at ~€331,000 at the end of October.

As of mid-November and thanks to the Trump rally, my portfolio is currently approaching €350,000 and was even slightly above this level a few days ago. However, with a larger cash portion that will sooner or later flow into financing as equity.

#dividends

#dividende

#rückblick

#depotupdate

#aktie

#stocks

#etfs

#crypto

#personalstrategy

Coffee is the world's second most traded commodity after oil

100 million people live from coffee and for many countries it is the most important source of income. Be it through the cultivation, processing or distribution of coffee.

Coffee. The black gold of the 21st century. A market that sounds so boring. And at the same time growing so strongly.

And yet, in contrast to oil stocks, coffee stocks can hardly benefit.

$MDLZ (+0,96 %)
$NSRGY (-1,21 %)
$SBUX (+2,42 %)

The coffee plant has powerful enemies in the wild. Mealybugs, borer beetles, leaf blight and tree cancer can destroy entire plantations in a very short time. Due to the changing global climate, the plants must also become more robust - heat, heavy rain and drought in rapid succession would quickly put an end to the traditional coffee varieties. Thanks to the acquisition of Monsanto, Bayer is able to meet this challenge on many levels.

$BAYN (-0,14 %)

Many specialty coffees are already treated with aromas in advance. This makes it possible to give a natural product, which is subject to fluctuations in taste due to climate and origin, a consistent quality.

The absolute top dog among flavor manufacturers, with a market share of 20%, comes from Switzerland and is called Givaudan. The German manufacturer Symrise is in 4th place with a market share of around 12%.

$SY1 (+0,82 %)
$GIVN (+1,93 %)

De'Longhi machines are particularly popular due to their high reliability and attractive appearance. The simpler models start at around EUR 100 and are fed with Nespresso capsules from Nestlé.

The high-end machines have a grinder that freshly grinds the roasted beans and turns them into "espresso" or "Americano" at high pressure.

$DLG (-0,75 %)
$PHIA (+0,84 %)

https://fitneo.de/kaffee/

Starbucks
$SBUX (+2,42 %) will introduce a "process" in January to ensure that company employees comply with the guidelines, three days per week in the office.

The memo clarifies that employees who do not comply with these requirements will be subject to dismissal must expect to be dismissed.

Aftermarket after quarterly figures

+21% Carvana $CVNA (+2,32 %)

+11% Twilio $TWLO (+5,14 %)

+9% Sprouts Farmers Market $SFM (+2,19 %)

+7% Booking $BKNG (+4,55 %)

+7% Paycom Software

+5% Allstate

+4% Transocean

+3% Clorox $CLX (+0,92 %)

+2% KLA $KLAC (+3,32 %)

+1% Starbucks $SBUX (+2,42 %)

+1% Omega Healthcare

+0% Microsoft $MSFT (+0,08 %)

-1% Amgen

-1% DoorDash $DASH (+1,49 %)

-1% AFLAC

-1% Public Storage

-2% Equinix

-3% Meta $META (-0,47 %)

-4% MicroStrategy $MSTR (-12,57 %)

-4% Coinbase $COIN (-7,73 %)

-6% MetLife

-6% MGM Resorts

-6% Riot Platforms $RIOT (-2,92 %)

-7% eBay $EBAY (+1,18 %)

-7% Ventas

-9% Robinhood Markets $HOOD (-1,6 %)

-10% Roku

-11% Monolithic Power Systems

-13% Aurora Innovation

#aktien
#börse
#earnings#quartalszahlen

Hello everyone,

I would be very happy to receive feedback on my portfolio. In the beginning I made some typical rookie mistakes, but since 2023 my focus has been mainly on ETFs and high-dividend growth stocks. Recently I have increased my positions $SBUX (+2,42 %) and partly also in $AAPL (+0,52 %) as I no longer see much growth potential here and also need a little more liquidity for an upcoming wedding ;)

My aim is to build up a stable cash flow in the long term and to buy an apartment in the short term. In the last 12 months, I have been able to invest around €1,200-1,300 per month (a little more with bonuses) via my ETF savings plan. I plan to increase my ETF position to up to 70% by the end of next year. However, I usually buy individual shares without a savings plan.

Thank you in advance ☺️

Earnings next week 🚀

$AMZN (-1,7 %)

$AMD (+0,64 %)

$SOFI (+3,84 %)

$MSFT (+0,08 %)

$AAPL (+0,52 %)

$META (-0,47 %)

$GOOGL (-5,23 %)

$INTC (+2,41 %)

$PYPL (+0,64 %)

$LLY (-0,01 %)

$F (+1,39 %)

$SNAP (+0,99 %)

$CMG (+2,69 %)

$COIN (-7,73 %)

$UBER (+0,76 %)

$BP. (+1,87 %)

$MCD (-0,18 %)

$HOOD (-1,6 %)

$PFE (+1,18 %)

$V (+1,31 %)

$NOVA (+6,62 %)

$ETSY (+3,22 %)

$ON (+2 %)

$FUBO

$PTON (+11,82 %)

$TMDX (+3,26 %)

$FSLR (-0,62 %)

$RIOT (-2,92 %)

$ROKU (+1,02 %)

$RCL

$CVNA (+2,32 %)

$CVX (+0,88 %)

$CAT (+3,05 %)

$HUM (+1,9 %)

$CDNS (+1,9 %)

$SBUX (+2,42 %)

$WM (+1,93 %)

$NXT

$THC

$JBLU (+2,27 %)

$CROX (+4,13 %)

$XOM (+2,11 %)

$MRK (+3,24 %)

$RDDT

$PHIA (+0,84 %)

$VFC (+2,09 %)

$RIG

$COP (-0,53 %)

$EPD

$RMBS (+4,52 %)

Week in review 26.10.

New 52-week highs or all-time highs: Gold, Silver, Booz Allen Hamilton, Boyd Gaming, Carvana, Endeavour Silver, GE Vernova, Iron Mountain, L3Harris, Philip Morris, Reddit, SAP, Sea Ltd, Teledyne Netflix, Nvidia, Microstrategy, Palantir PayPal, SoFi, Wells Fargo, Welltower, Wyndham Hotels & Resorts

Palantir (+170%) points to 2024 Vistra (+231%) and Nvidia (+202%) the third-best performer in the S&P 500

Tesla +20% after good quarterly figures, best trading day in 11 years, cheaper new model coming in H1/2025, +9% since the beginning of the year

New Apple MacBooks with M4, Mac mini and iMac will be presented next Monday, Apple shares +26% since the beginning of the year

McDonald's E.coli - bacteria in burger meat, one dead and several injured, shares fall 8%, +1% since the beginning of the year

SAP with good quarterly figures, +61% since the beginning of the year

Deutsche Bank with good quarterly figures, +26% since the beginning of the year

Mercedes with poor quarterly figures due to weak business in China, -9% since the beginning of the year

Microsoft-shareholders want to vote on Bitcoin purchase for the balance sheet at the Annual General Meeting in December, Bitcoin +59% since the beginning of the year

Qualcomm and ARM are in a license dispute over the Nuvia takeover, ARM +112% since the beginning of the year, Qualcomm +23% since the beginning of the year

Lockheed Martin with good quarterly figures, +24% since the beginning of the year

L3Harris with good quarterly figures, +24% since the beginning of the year

RTX (Raytheon) with good quarterly figures, sales and profit forecasts raised, +48% since the beginning of the year

UPS with good quarterly figures, -9% since the beginning of the year

Texas Instruments with good quarterly figures, +25% since the beginning of the year

Coca Cola with good quarterly figures, +15% since the beginning of the year

IBM with strong profit growth but disappointed sales, +36% since the beginning of the year

Munich RE Profit warning due to major losses, +24% since the beginning of the year

Starbucks has suspended its forecast for the coming financial year as new CEO Brian Niccol seeks to restructure the company but increases dividend, +5% year-to-date

Kering with profit warning as Gucci weakens in China, -40% since the beginning of the year

Enphase Energy with poor figures, share falls -12%, -37% since the beginning of the year

Traffic light government decides exit tax on ETF assets from €500,000, savings and independent investing are penalized even more, prosperity and freedom are made more difficult and hindered

Loopholes in the rent control for furnished apartments remain

" If you want to read a review like this every week, leave a like & subscribe here.

$TSLA (+0,05 %)
$NVDA (+1,51 %)
$PLTR (+0,69 %)
$VST (+7,75 %)
$BTC (-0,02 %)
$AAPL (+0,52 %)
$MCD (-0,18 %)
$SAP (+0,95 %)
$DBK (+0,74 %)
$MBG (-0,53 %)
$QCOM (+1,7 %)
$ARM (+0,48 %)
$MSFT (+0,08 %)
$MSTR (-12,57 %)
$RTX (+1,87 %)
$LMT (+2,15 %)
$LHX (+1,6 %)
$UPS (+0,42 %)
$DBK (+0,74 %)
$SAP (+0,95 %)
$TXN (+0,59 %)
$KO (+1,89 %)
$IBM (+4,22 %)
$MUV2 (+1,94 %)
$SBUX (+2,42 %)
$KER (-2,7 %)
$E2NP34
#steuern
#steuernsindraub
#rückblick
#palantir
#bitcoin
#krypto
#crypto
#aktien
#meme
#memes
#pltrgang

I tidied up my portfolio a bit today. This has partly to do with the fact that I think the stock market is currently running a bit hot, but it's not the decisive factor; it's simply a time when it seems wise to sell some stocks that were no longer at the top of my want list anyway.

First of all, some of you may have noticed that I have switched most of the growth portfolio to ETFs. I've also tidied up a bit there, but it's not worth mentioning.

In the dividend portfolio, I shifted a little more back and forth; although initially I only shifted to the cash portfolio and not yet shifted :D Some of you may remember that I took over some of my grandparents' shares, some of which are also old tax holdings. This is also the case here. But there's no doubt that I also had to pay a lot of tax on the non-old stock. However, I also wanted to tidy up a bit, even though the dividend portfolio was actually intended for buy and hold (forever), so sometimes it turns out that you should perhaps sell after all.

$SBUX (+2,42 %) I had started to build up a position at around 85. Then came the Starbucks "crash". This forced me to buy some more. However, the position has become far too large for my dividend portfolio, so I reduced it by a little more than 1/2.

$SAP (+0,95 %)
@Karl_ <- Following on from Karl's post. I have a similar view and think that the valuation is no longer really justified. I am also unsure about the German market as a whole at the moment. But after all, SAP also does a lot of business in America. 100% out

$JPM (+2,19 %) Perhaps a controversial decision. But I'm not entirely convinced by JPM's return on capital, even for a bank. It is certainly a good investment, but not for me at the moment. But that's more of a gut decision. 100% out

$DHL (-0,87 %)
$7974 (+1,38 %) were mini positions. Question: Continue to build up or get out? The latter was the answer. I don't see an absolute reason to buy at the moment. 100% liquidated

$JNJ (+2,5 %) certainly also a controversial decision. However, I am not convinced by either the performance or the fundamentals. 100% out.

$AZN (+1,64 %) Bought Corona for a good reason (vaccination). Now took profits. 100% out.

That's it for now. I now have a cash ratio of almost 50%, which is of course far too much. The cash will flow partly into ETFs in the former growth portfolio and partly into dividend stocks. The main focus will be on consumer staples, industrials and healthcare - if better opportunities arise there. I will gradually build up positions there and post my reasons accordingly.

Edit: I am always grateful for ideas in consumer staples/industrials/healthcare + dividend paying.