Hi everyone 👋

I would like to hear your opinion on my idea regarding my long-term portfolio (for the next 20-30 years). I've really been racking my brains over the last few weeks, switching back and forth between several positions.

I use Trade Republic! In case one or the other would like to know, or it should play a role.

As of today, I have owned the following ETFs for about 1 year: (these are topped up monthly via a savings plan)

1) MSCI World (ishares)

2) MSCI EM IMI (ishares)

3) Automation & Robotics (ishares)

4) FTSE All-World High Dividend (Vanguard)

All ETFs are accumulating!

I have recently added the FTSE High Dividend ETF to my portfolio, as I have been focusing heavily on dividend stocks in recent months and think all the companies in the ETF are very good and see the ETF as stable and with good growth potential.

Your opinion on this? 4 ETFs make sense or rather only 1 or 2 and thus be able to invest more per ETF... ? I think it would be really difficult for me to sort out one of the 4 ETFs... but I am open to all suggestions.

I have also created a "cash flow" dividend portfolio and find the appeal of getting monthly or quarterly cash very nice and motivating.

Consisting of these stocks :

1) $PEP (-0,25 %)

2) $O (+0,36 %)

3) $MAIN (-0,7 %)

4) $STAG (+0,2 %)

5) $ITH (+1,58 %)

I also have $TXN (+0,68 %) and $JNJ (-0,44 %) but I would like to liquidate both of them and distribute the money in the existing 5 shares or my 4 ETFs.

Otherwise I still have $LTC (-0,13 %) and $EPR (+0,37 %) very interesting, as they also pay monthly dividends and are very attractive at around 7%.

$TXN (+0,68 %) and $JNJ (-0,44 %) I would like to take out because I think the % they pay in dividends is too low, there is growth and the dividends are also increased annually, but I see more cash flow with the others.

Apart from that, I still have a crypto portfolio with $BTC (+1,46 %) and some altcoins, but this will most likely be completely liquidated at the end of the year and then some profits reinvested in the bear market at the end of 2026! $BTC (+1,46 %) is King 🔥👑

Looking forward to your opinions and have a great rest of the week!

Best regards

Chris

$JNJ (-0,44 %)

The ongoing lawsuits over allegedly carcinogenic talcum powder products have put Johnson under pressure.

A US federal judge has refused to resolve the matter via insolvency proceedings.

The financial risk at Johnson is high, new uncertainty in the strategic direction.

Johnson the new Bayer $BAYN (+1,25 %) and 3M $MMM (+0,09 %) ?

Bottomless pit, the share has been in a volatile downward trend since 2022. Once again, the upper boundary line was not broken.

I bought $CVX (-0,04 %) or $JNJ (-0,44 %)

i added some dividend

#investeren
#beleggen
#bitcoin
#crypto
#youtube
#abonneer

https://youtu.be/6n51AF-2BJo?si=z0Yo-udnBV7ujMu6

Good morning to the community.

I would also like to introduce my portfolio and share my thoughts and goals.

First of all, a bit about myself and how I got into trading:

I am 39 years old and have actually NEVER been interested in the stock market/shares. Through a lucky coincidence in the gambling sector, I suddenly had a 5-figure sum in my account. I then went on a kind of overnight interest rate shopping spree. At some point, however, there were no more offers that appealed to me and I ended up with TR call money. At first I didn't want to invest any money in shares or ETFs, but then I decided to take a look. That was in August 2024, when I caught the bug quicker than I would have liked and, thanks to a good friend, I was able to quickly gather some information and recognize the benefits of investing.

I've been invested ever since.

Now to the structure and goals of my portfolio:

The main focus is on an ACWI IMI in order to build up a certain amount of capital through compound interest. I am expecting an investment horizon of 20 - 25 years. The aim is to have built up a certain amount of capital by then so that I can make withdrawals later in and around retirement age and enjoy a good life in retirement without having to worry. The ACWI was the first major building block for diversification. However, I am honest and I was tempted to buy a portfolio with various individual shares. These are mainly dividend-oriented. Most of the positions pay stable dividends and have moderate growth. I deliberately chose many defensive stocks such as $MUV2 (+0,42 %)
$ALV (+0,34 %) or $JNJ (-0,44 %) in my portfolio so as not to be too speculative. Classics like $KO (-0,15 %)
$MCD (-0,37 %)
$PG (+0,83 %) round off the whole thing. I wanted to achieve an inflow of at least €100 per month over the entire year. Currently it's around €2150 for the whole year. I enjoy having a continuous inflow of dividends that I can reinvest freely. I really wanted to take this positive aspect of the investment with me. Accordingly, I also have very strong dividend payers in my portfolio, although they can be quite volatile and operate in a difficult market environment, e.g. $SHEL (+0,54 %)
$PETR4 (+1,65 %) or $MO (-1,25 %) . In December, I invested in shares of $HOT (+0 %) and $HEI (-1,15 %) with the idea that these companies could possibly benefit from the reconstruction of war zones. (I know that's perhaps not the nicest thought and I'm not a friend of wars either, but you have to ignore that when it comes to profits) and the shares of both have done really well for me. That's why I'm also invested in 2 defense ETFs. Another ETF I have in my portfolio is a "tech/software" ETF, AI & Big Data. Individual stocks were too risky for me here and I preferred to take a broadly diversified approach. I also recently added the Germany All Cap to my portfolio, as I think that Germany will be on the rise again in the future. As a small stock with the hope of a real cracker for the future, I have $DEFI (+3,61 %) in the portfolio. Let's see what happens. I'm currently running a savings plan of around 200 euros a month, as I don't have the funds to pump huge amounts of fresh money into my portfolio due to a house loan.

With this in mind, I would be grateful for any tips, suggestions and perhaps also positive words. If you have any questions, please let me know.

Kind regards

Hello everyone,

Since many of you have shown your depots recently, I thought I'd follow suit and present mine too.

Briefly about myself:

I have just completed my training as a bank clerk and now work in an auditing firm.

I am also unable to insure certain risks such as incapacity for work or similar due to pre-existing conditions (nothing serious).

I have also just moved into a great apartment with my boyfriend.

Investment goal:

I am building up the portfolio with savings plans as well as individual purchases. The ultimate goal is for all positions to be self-financing with €25.00 per month. With the dividends that accrue by chance, I would like to cover part of my monthly fixed costs. This is quite possible as I have an extra account for my custody account (free of charge at my house bank).

The following items are still missing: $META (+0,31 %)
$JNJ (-0,44 %)
$MA (+0,67 %)
$MSFT (+1,24 %)
$NVDA (+1,61 %)
$PEP (-0,25 %)

For 2025, I would like to get as close as possible to the €100.00 mark.

It's a bold target, and many might object because of the savings plan / individual purchase combination, but this is the best way for me. The role model for this is @Simpson.

I would also like to replicate the portfolio step by step at Trade Republic for vacations etc.

In my current circumstances I have enough reserves to be able to focus on dividends.

As of yesterday, I beat the MSCI World with 0.71%, which I think is pretty good.

Do you have any ideas for changes to the positions? And please don't liquidate all positions and then into the $VWRL.

The $VWRL (+0,75 %) only came later that some positions overlap, but this is not a problem for me because of the dividend idea.

Have a nice weekend!

Hello folks

would you find it useful $JNJ (-0,44 %) to sell and $KRYS (-0,47 %) to buy

I think $KRYS (-0,47 %) has a very good pipeline and looks fair

what is your general opinion on $KRYS (-0,47 %)

And goodbye $JNJ (-0,44 %)

More than two years in the portfolio with a return of -10%. Even the nice dividend doesn't gloss over that. Shift it to the $IWDA (+0,83 %) where I am certainly better off with a long-term investment horizon. Still a pity, I liked the share at the beginning.

🍊 is getting serious: planned cost reductions of 30-80% are being implemented by US pharmaceutical giants such as $JNJ (-0,44 %) , $ABBV (+0,99 %) and $LLY (+0,29 %) under massive pressure. This is certainly a step in the right direction for the population - drug prices in the USA were sometimes really beyond good and evil.

But of course bitter from an investor's point of view. The big pharmaceutical stocks could take a big hit.

It will be interesting to see whether foreign companies such as $NOVO B (+1,64 %) and Co will also be dragged down by this.

Personally, I don't currently have any individual pharma positions (only via ETFs), but I am planning to build something up in the long term - just not in this phase of uncertainty.

What's your situation? Are you invested in the US pharma segment and can withstand a possible price slide?

#trump
#pharma
#us
#usa

Rip pharmaceutical company

$PFE (-0,23 %)
$JNJ (-0,44 %)
$ABBV (+0,99 %)
$ROG (-1,64 %)
$NOVO B (+1,64 %)
$LLY (+0,29 %)