Just wanted to share a little test I'm using as benchmark:

I selected by screener the biggest 10 companies by Market Cap with these parameters:

• ROIC > 15%
• Net debt / EBITDA LTM <3x
• Total return 5Y >100% (20% CAGR)
• PE NTM <40x
• Analysts Estimated EPS Forwards 5Y CAGR >12%

Equal weighted buying in January 2nd 2024

Results:

$AAPL (-0,23 %)

$MSFT (+0,42 %)

$GOOGL (+0,7 %)

$META (-0,14 %)

$UNH (-0,89 %) (I removed this because the PE LTM was too close to 40)

$NFLX (+1,68 %)

$QCOM (+2,57 %)

$PGR (-1,29 %)

$BKNG (-0,24 %) (I removed this one total return 5Y was too close to 100%)

$LRCX

$KLAC (+2,02 %) (added the next one to replace the removed one)

$HCA (+0,27 %) (same)

I know that in January the screener results maybe wouldn't be these, and that most companies are the easy ones, but... 30% returns YTD, without using the 10 best performance of the SP500 YTD ($NVDA (+1,39 %) , $VST (+0,35 %) , $SMCI , $HWM (+0,74 %) , $CEG , $TRGP (+0,33 %) , $LLY (+1,24 %) , $IRM (-0,35 %) , $NRG (+0,24 %) , $GDDY (+0,32 %) and no crypto,)

If I reached half of it every year, I will be very proud of myself.

Hope it helps

https://getqu.in/VGUQyv/

Hi community,

I've been active here for just about a month, and started my investing journey on January.

Since I'm quite new to the investing world, I would like to have some feedback on my portfolio, and discuss my strategy and future plans too.

I read and learn a lot from you, especially the evergreens :)

I think it'll be a little bit of a read, but I'm writing this also as a reminder to my future self, in case I lose focus somewhere down the line :)

So, I'll start from me, my goals, strategy and then go into the reasoning behind the positions and then into plans.

About me

Almost 28, F, software developer. Own a small apartment bought and renovated in 2020-2021 with really really good mortgage rate and tax reimbursements in an city with a rich university presence .

This I bought and renovated as future asset (lots of young people needing apartments here to go to uni) and to not pay so much more in rent, as my mortgage payment is ~1/3 of a rent in a mostly shitty apartment for a single renter.

In the past 5 months I've been reading a lot on finance and markets as well as learning to screen stocks by analysing fundamentals, reading SEC's, white-papers and operational resumes of the companies I do research on and want to watchlist/buy.

Goals

My goals are really simple:

• Being able to finally move in with my partner in another state with much lower taxes and much higher RALs (partner already lives there), and being able to afford a home together as soon as possible (more expensive there)
• Less working in 7 -10 years
• Close the pension gap (might be less of a problem once goal 1 is reached)

Strategy

As per goals, investment term is long term, mostly buy/hold.

To reach my goals, I want to follow a mixed strategy of value, growth and dividends. Yes, I know, young and dividends. But.

To reach my goals dividends are needed: for this year I'll be able to provide a good savings rate of 1500-2200 euros every 3 months in 2024, then it'll largely depend on how things go for 2025-2026. I'll have some known expenses and possibly some still uncertain, a couple of which could be big, so I need to preserve my cash allocation and saving rates could stop.

Enough dividends with a null/reduced saving rate can be used for some buying power or used for covering interest of loan/margin when free cash flow is unavailable or reduced, but rates need to go down for good before I can consider this.

Then again, the dividend compound effect will enable me to reach and sustain all my three goals eventually, but only if paired with value and growth options.

Positions and future possibile positions

Onto the portfolio I have built so far! Currently US heavy, will always be US heavy, but in the last section I have plans for that, you'll see.

The allocation is 60/40 ETF/Shares with +-10 tolerance accounted for.

ETF allocations:

• 60% S&P500 $VUSA (+0,05 %)
  
• 28% Semiconductors $n/a (+2,27 %)
  
• 12% MSCI World Health $WHCS (-0,34 %)
  

Shares allocations go more by sector, region and value/growth/dividend ratio.

I'm actually investing a bit anti cyclically in Utilities ($NEE (-2,36 %) , $ENEL (+0,11 %) , $BEPC ), Solar/Solar related ($NEE (-2,36 %)
$ENEL (+0,11 %)
$BEPC
$NXT
$SHLS ) and Energy ( $NXE (+1,7 %) ) and ready to buy some dips in my current positions, or grow them if they please me with their performance.

Won't consider Oil and Mainstream by choice, except maybe for $PBR (-1,73 %) or $BIPC due to dividend.

$NXT and $SHLS are soaring right now, and are a really good combo of solid and innovation. (Cannot see the daily here on getquin tho)

$BEPC results compared to sector are solid, company strategy is very good, a little bit hated by market it seems. The same reasoning applies to $NEE (-2,36 %) , plus manatees! $ENEL (+0,11 %) also but without manatees and without good management (it's Italy after all), but still solid with a great moat and good div.

$NXE (+1,7 %) is super long term, I've read all the reports, primary concern is debt until building ops facilities is done and op can start for real. They are sitting on uranium next big thing and have good connection with the territory and authorities.

$HAUTO (+0,42 %) is actually filling the role of the best overall VGD stock, we will see after the div in March.

$BBVA (-0,91 %) really good bank and financial, my entry point in the financial sector at good value and also global.

$AMZN (+0,13 %)
$META (-0,14 %) and $NOVO B (+0,86 %) can speak for themselves as megacaps

Plans and ideas

So, after boring you for so long, the actual question/discussion section of this rant.

ETFs

Here I'm considering a possible 5% satellite, in the shape of Asia (ex-China)/Japan. I'll probably add one of $XMUJ (-0,35 %) , $DXJ (-0,53 %) or $V3PL (-0,32 %) , all distributing.

I like $DXJ (-0,53 %) maybe the most for its holdings but is sampled, $XMUJ (-0,35 %) good ter, phisycal full also, holdings a bit worse than $DXJ (-0,53 %) .

$V3PL (-0,32 %) seems to perform worse, but is more pan Asia, although not much value brought to the portfolio compared to the other two aside from region allocation.

Shares

In the short term, I want to add position for the REIT sector, as they are trading at a discount right now, and probably will shake off the priced in May FED cut that will in my opinion not happen (June I think more likely).

My watchlist consists of:

• $WPC (-1,24 %) simply solid, good spinoff, focus on industrial and forget offices for now, I like working from home much more too
• $VICI (-2,13 %) do not like casinos much, but they deliver so much it's hard to ignore
• $O (-1,62 %) classic solid dividend stock, global expansion with Decathlon is a good sign for me, but overbought I think (or maybe I'm just a contrarian)
• $EPRT (-1,48 %) could be a good bet on GD duo (growth/dividend) at least in the short term
• $IRM (-0,35 %) "Steel mountain" still goes on when every other REIT is deep red, the world is far from needing them, I cannot look at public service without crying as a developer
• $DLR (-0,22 %) as the technology REIT, still unsure of the moat
• $CCI (-2,02 %) as the telecoms REIT, will it be still profitable 10 years from now?
• $CTRE (-0,8 %) as a possible alternative to the defunct $MPW (+0,15 %) option

If you know some interesting ones or want to share some thoughts on some of those, it would help. Also, I have no idea of the possible allocations and will need to discuss it most likely.

Other things I'll closely watch to open a position will be:

• $CTVA (+0,61 %) like the sector, the mission and the moat, is soaring now but I'll need more data to decide if growth is sustainable. What do you think?
• $CRWD (+3,61 %)
  $CSCO (+0,05 %)
  $NET (+3,75 %)
  $PANW (+1,83 %) classic and AI cybersecurity will be needed a lot in the coming years I think, all are solid and cover different aspects. Which couple would you recommend that fit my strategy better?
• $TM (+1,24 %)
  $8058 (+0,32 %)
  $8001 (-1,7 %)
  $8031 (-0,26 %) are my prime picks for expanding Japan. I'm actually playing a duo, depending on etf choice (holding allocations will matter in asset size in portfolio). I admit I'm a little biased for $TM (+1,24 %) , EV's are not for the right now (1-3y) and they know it. Converting to EVs will be easy for them too. Others are classic Japan super holdings, you get everything and something. Which do you think would be the best pair, and with what etf?
• $GILD (-1,1 %) speaks for itself, still cannot comprehend why this stock is so hated by the market. Do not actually have others medical strong candidates, suggestions that fit are super welcomed

First of all, thanks to you, who made it this far. And read all of this shit.

Every other suggestion is more than welcome of course, and I'd love to discuss further in the comments if you want to drop by!

Thanks :)