Does anyone have any news on $FI (+5,29 %) and knows why it is at -15% today?
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10Offer of the day
Non-GAAP results for the first quarter of 2025 and additional information
- Adjusted revenue increased by 5% to USD 4.79 billion in the first quarter of 2025 compared to the prior-year period.
- Organic revenue growth was 7% in the first quarter of 2025, led by 8% growth in the Merchant Solutions segment and 6% growth in the Financial Solutions segment
- Adjusted earnings per share increased by 14% to USD 2.14 in the first quarter of 2025 compared to the prior-year period.
- The adjusted operating margin increased by 200 basis points to 37.8% in the first quarter of 2025 compared to the same period of the previous year.
- The adjusted operating margin increased by 10 basis points to 34.2% in the Merchant Solutions segment and by 340 basis points to 47.5% in the Financial Solutions segment in the first quarter of 2025 compared to the same period of the previous year.
- Free cash flow amounted to USD 371 million in the first quarter of 2025 compared to USD 454 million in the prior-year period.
- The company repurchased 9.7 million ordinary shares worth USD 2.2 billion in the first quarter of 2025.
- In March, the company acquired Payfare Inc, a Canada-based provider of program management solutions that give employees instant access to earning and banking solutions, and CCV Group BV, a Netherlands-based provider of point-of-sale payment solutions.
- In April, Fiserv entered into agreements to acquire Pinch Payments NZ Limited, an Australia-based payment intermediary solutions provider, and Money Money Serviços Financeiros SA, a Brazil-based fintech company that provides small businesses with access to working capital.
- In April, the company announced plans to open a 2,000-employee fintech center in Overland Park, Kansas.
Outlook 2025
Fiserv continues to expect organic revenue growth of 10 to 12 percent and adjusted earnings per share of $10.10 to $10.30 in 2025, representing growth of 15 to 17 percent.
Source
https://investors.fiserv.com/newsroom/detail/2839/fiserv-reports-first-quarter-2025-results

Fiserv's quarterly sales fall short due to economic downturn in payment processing unit
(Reuters) - Fiserv missed Wall Street's revenue estimates for the first quarter on Thursday. This was due to slowing demand in its payment processing unit, which caused the company's share price to fall about 7% in pre-market trading.
With concerns about a potential economic slowdown due to the Trump administration's trade policies impacting transaction volumes, US consumers have started to cut back on spending on non-essential goods.
Wisconsin-based Fiserv charges fees to merchants, banks and credit unions for processing payments and transactions.
Processing revenue from the company's merchant solutions division fell 9% to $276 million in the first quarter, while total revenue from the merchant solutions division rose 5.3% to $2.37 billion.
Fiserv reported adjusted revenue of $4.79 billion, compared with the average analyst estimate of $4.84 billion, according to data compiled by LSEG.
On an adjusted basis, the company earned $2.14 per share, beating estimates of $2.08.
(Reporting by Prakhar Srivastava in Bengaluru; Editing by Shounak Dasgupta)
https://finance.yahoo.com/news/fiservs-quarterly-revenue-misses-slowdown-121751131.html
Assembly is a pain in the ass
Must admit the first look at the depot this morning didn't feel good at all 😱😂
Nevertheless, I made a few purchases although I was a little queasy, buy now? If the market is already slipping like this, what happens at 15.30 when 🇺🇸 stock exchanges open?
But then I thought to myself, I already bought Fiserv at €190, why not buy it for €165 😂
And then I hoped that maybe this time it would go the other way round, we would sell and 🇺🇸kaufen 😂

Fiserv: EPS beats estimates by $0.02 - sales better than expected
Fiserv reported Q4 EPS of $2.51, $0.02 more than the analyst estimate of $2.49.
Revenue for the quarter amounted to $5.25B, compared to the average estimate of $4.96B.
Forecast
Fiserv expects EPS of $10.10-$10.30 for the fiscal year 2025. Analysts had expected an average of $10.21.
Fiserv 4Q 2024 EarningsReport Summary
💼 Performance Overview:
Fiserv reported 7% YoY growth in revenue, reaching $5.25B, with organic revenue growth at 13%. This was fueled by strong performance in Merchant Solutions (+23%) and Financial Solutions (+4%). The company also achieved a 240 bps expansion in operating margin, reflecting improved efficiency and strategic initiatives.
📊 Key Financial Metrics (YoY Growth):
▫️ Revenue: $5.25B vs. $4.92B (+7%)
▫️ Net Income: $938M vs. $870M (+8%)
▫️ Adj. EPS: $2.51 vs. $2.19 (+15%)
▫️ GAAP EPS: $1.64 vs. $1.45 (+13%)
▫️ Operating Margin: 31.8% vs. 29.4% (+240 bps)
▫️ Adj. Operating Margin: 42.9% vs. 41.1% (+180 bps)
📍 Segment Breakdown:
▫️ Merchant Solutions: $2.50B (+11% YoY), organic growth of 23%
▫️ Financial Solutions: $2.40B (+3% YoY), organic growth of 4%
💰 Balance Sheet Highlights:
▫️ Total Assets: $77.18B vs. $90.89B
▫️ Cash & Equivalents: $2.99B vs. $2.96B
▫️ Total Debt: $24.84B vs. $23.12B
▫️ Free Cash Flow: $5.23B (+30% YoY)
📈 Future Outlook:
▫️ 2025 Organic Revenue Growth: 10%-12%
▫️ 2025 Adj. EPS Guidance: $10.10-$10.30 (+15%-17%)
▫️ Strategic Priorities: Continued expansion in Merchant Solutions, investment in digital banking technology, and leveraging Clover POS for SMB growth.
🔎 Key Takeaway: Strong momentum in Merchant Solutions, operational efficiency gains, and robust free cash flow support Fiserv’s positive 2025 outlook.
Servus together,
today from the section perfect for long-term investment.
Fiserv
After I already told you a bit about McDonalds last time, let's stay in the USA right away.
Fisverv offers financial services and now has over 13,000 customers, which consist of businesses and financial institutions.
For businesses, Fiserv offer highly customizable yet secure software, creating digital accounting for their customers (pretty boring as far as it goes). Their products (software) range from processing classic card payments to mobile banking systems. This also includes risk/failure verification systems and fraud management systems. This means that the small retailer or large enterprise can outsource all processes/operations related to financial transactions to Fiserv. For banks and co, more complex issues such as deposits, lending, etc. are taken care of.
The company itself is actually rather boring, but this is not a disadvantage for long-term investments. However, the growth in sales is remarkable. If the revenue was $5,823 million in 2018, it grew to $14,852 million in 2020. That represents revenue growth of over 150%.
At the same time, the KUV of the last 12 months was 4.64.
By consistently acquiring other companies (over 130 in the last 30 years) and constantly adding new partnerships (the latest San Francisco Community Banks 12/23/21), the company will continue to grow and show very solid numbers.
Conclusion.
A rather boring company that is showing bombastic growth and should definitely do well in the coming years. Especially with regard to pushing omnichannel, FISERV offers the optimal solutions for their customers.
Since this is not investment advice DYOR.
If I were looking for a new stock for my long-term portfolio, Fiserv would certainly be on the shortlist.

New LAnGeTiNvEsTiOn :) Let's see, I'm going to start scaling in slowly.
Old Hare on Tour🚀?
Fiserv is a 37-year-old payment specialist, which specializes in the development & implementation of IT solutions for the finance and insurance industry. Currently, the share price is trending 9% below the all-time high - strike😜?
Business areas 📊
🧍🏼♂️Händlerakzeptanz - Issuing point-of-sale (POS) hardware systems to companies
🤑 Payments & Network - offering protection against fraud and processing of digital payments for banks and financial institutions Services
👷🏽 Offer of financial technologies - innovative software solutions for administrative tasks that can be used by banks ( Also, banks can build their online banking with it)
Nice 2 Know 🧠
🏋🏽♀️ Year-on-year sales increased by 17% in the 2nd quarter
🎯 In the area of merchant acceptance, sales of the 2nd quarter increased by 36% year-on-year
🥊 Global merchant volume increased by 35%
🚀 Payments processed within Clover POS systems whitened to 96% growth ( Clover= cloud-based enterprise payment platform)
☁️ Deal with Deutsche Bank, which expands the Clover platform to a market of 800,000 merchants
💰Expected earnings growth stands at 25%
🏦 According to estimates, Fiserv's profit is expected to increase by 17% in the coming year ( Paypal by 24%)
Defensive structure🛡
🚦 Fiserv does not lend money & is thus less sensitive to interest rates
In addition, the company was able to show a price increase of about 125% within the last 5 years, which is even higher than the S&P 500 ( 102%) within this period👀.
What is your opinion on Fiserv's numbers & do you think they will look the same in the near future🏆?
Is the stock already in your portfolio or still on your watchlist🧐?
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Source: The Motley Fool, finanzen.net,
investing.com , Marketscreener
