Today I built up my first position in BlackRock. I've been a huge fan for years and thanks to some dividends I was able to build up this position.

Hello dear GQ community,

almost a month ago I already presented my portfolio and my investment case. (those interested can take another quick look at it)

I have now experienced the first correction of my investment career and can say that, yes, it hurts to look at the portfolio with all the red figures, but holding on to the fact that I am convinced of the companies in the long term has kept me strong up to this point. Only time will tell whether this correction was particularly strong or weak. True to the motto "red means supply", I have tried to use my uninvested budget for additional purchases and new positions.

I may have too many different positions for some people's taste and still have too large a stake in the US, tech and financial sectors. Overall, I am simply a fan of picking companies that fulfill three conditions:

- consistent dividend growth over the last 10 years

- long-term share price growth (depending on how long the company has been on the stock market, but if I don't have green figures over the maximum period, I leave you out)

- preferably a P/E ratio of less than 20 (with exceptions)

And generally in line with my case, a 3+% dividend.

In the unknown future, I will continue to hold my small positions of $PLTR (-0,61 %) , $BLK (-2,09 %) , $NVDA (+0 %) and $TGT (+0,1 %) (these were my first 4 purchases of 25€ each without any idea, Palantir compensates the losses of the other 3 quite nicely). From $AAPL (-0,62 %) in the long term, but it does not yet play a major role in my immediate savings.

By the end of the year, I will be saving a further €750 a month via a savings plan, split evenly between $PETR3 (-1,45 %) , $MUV2 (-2,82 %) , $7203 (-2,83 %) , $ENEL (-1,3 %) , $HTGC (-0,5 %) and $ALV (-3,59 %). With the aim of balancing out the inequality somewhat.

In general, I am very happy to have discovered this platform, as I have gathered many useful tips and experiences, so thank you for that.

I am always grateful for your opinions, tips and suggestions. Thanks for reading.

Adidas focuses on further growth + Blackrock acquires two ports on the Panama Canal + freenet with record EBITDA, free cash flow and higher dividend than in the previous year

Blackrock $BLK (-2,09 %)takes over two ports on the Panama Canal

• Following pressure from the USA, the US financial firm Blackrock is to take control of two important ports on the Panama Canal.
• Hong Kong-based CK Hutchison is to sell a majority stake in its port division to a consortium led by Blackrock, according to a statement.
• As part of the deal, the company Panama Ports, which operates the ports of Balboa and Cristobal at the entrances to the Panama Canal, is also changing hands.
• US President Donald Trump claims that the US has too much influence over the Panama Canal and speaks of the need for the US to regain control of the waterway.
• China and Panama reject the accusations.
• The Panama Canal was built by the USA at the beginning of the 20th century, but sovereignty over the canal zone was completely returned to Panama at the end of 1999.
• The sale of the port still requires the approval of the authorities, among other things.
• CK Hutchison is set to receive around 19 billion dollars once the deal is completed.

Adidas $ADS (-2,34 %)focuses on further growth

• Despite a difficult economic environment, sporting goods manufacturer Adidas expects further growth in the current year.
• However, this is likely to weaken somewhat compared to 2024.
• The company announced in Herzogenaurach on Wednesday that sales in 2025 are expected to increase by a high single-digit percentage on a currency-adjusted basis.
• The Adidas brand is expected to grow by at least ten percent.
• This no longer includes sales of Yeezy products, after the remaining stock from the terminated collaboration with the controversial rapper Kanye West was sold off last year.
• In 2024, Adidas had once again generated around 650 million euros with the products, with overall currency-adjusted sales increasing by 12 percent to 23.7 percent.
• Profitability is set to improve further. Adidas anticipates an increase in operating profit to between 1.7 and 1.8 billion euros, compared to 1.3 billion euros in the previous year.
• Investments in marketing and sales are to be increased.
• "I think we are very well positioned for 2025," commented Group CEO Björn Gulden.
• The company will also make "further progress" towards an operating margin of ten percent.
• In 2024, Adidas improved its margin by 4.4 percentage points to 5.6 percent.
• The Herzogenaurach-based company had already presented preliminary figures for the past year at the end of January.

freenet $FNTN (-2,95 %)posts record EBITDA and free cash flow for the 2024 financial year - Proposed dividend significantly higher than previous year

• All financial performance indicators (revenue, EBITDA, free cash flow) were within the forecast ranges raised by the Management Board during the year
• Revenue: Increase of 3.9% to EUR 2,478 million (previous year: EUR 2,385 million), mainly due to the significant growth in waipu.tv subscribers (+571 thousand).
• EBITDA: Increase of 3.5% to EUR 521.5 million (previous year: EUR 503.9 million), with a one-off effect from the sale of IP addresses (EUR 18.4 million) having a positive impact.
• Free cash flow: increase of 5.7% to EUR 292.3 million (previous year: EUR 276.6 million)
• Based on the figures, the Executive Board proposes a record dividend of EUR 1.97 per share (previous year: EUR 1.77 per share) and sees the potential for share buy-backs of up to EUR 100 million.

Wednesday: Stock market dates, economic data, quarterly figures

• Quarterly figures / company dates USA / Asia
• No time specified: Foot Locker quarterly figures

• Quarterly figures / company dates Europe
• 07:00 Evonik Industries | Schaeffler Annual results
• 07:30 Adidas | Bayer | Telecom Italia Annual results
• 08:30 Evonik BI-PK
• 10:00 Bayer BI-PK | Freenet Conference call on preliminary annual results
• 11:30 Evonik Analyst Conference
• 12:00 Schaeffler Analyst Conference
• 14:00 Bayer Analyst Conference
• 21:00 Logitech Capital Markets Day
• No time specified: Dassault Aviation | Atos annual figures

• Economic data

08:30 CH: Consumer prices February FORECAST: +0.6% yoy/+0.2% yoy previously: -0.1% yoy/+0.4% yoy

08:45 FR: Industrial production January FORECAST: +0.4% yoy previous: -0.4% yoy

09:45 IT: Purchasing Managers' Index/PMI non-manufacturing February FORECAST: 50.5 previous: 50.4

09:50 FR: Purchasing Managers' Index/PMI non-manufacturing (2nd release) February PROGNOSE: 44.5 1st release: 44.5 PREV: 48.2 Total Purchasing Managers' Index (2nd release) PROGNOSE: 44.5 1st release: 44.5 PREV: 47.6

09:55 DE: Purchasing Managers' Index/PMI non-manufacturing (2nd release) February FORECAST: 52.2 1st release: 52.2 PREV: 52.5 Total Purchasing Managers' Index (2nd release) FORECAST: 51.0 1st release: 51.0 PREV: 50.5

10:00 EU: Purchasing Managers' Index/PMI non-manufacturing euro area (2nd release) February FORECAST: 50.7 1st release: 50.7 PREV: 51.3 Total Purchasing Managers' Index (2nd release) FORECAST: 50.2 1st release: 50.2 PREV: 50.2

10:00 IT: GDP (2nd release) 4Q

10:30 UK: Purchasing Managers' Index/PMI non-manufacturing (2nd release) February 1. Release: 51.1 previous: 50.8

11:00 EU: Producer Prices January Eurozone FORECAST: +0.4% yoy/+1.4% yoy previously: +0.4% yoy/0.0% yoy

14:15 US: ADP labor market report February private sector employment PROGNOSE: +148,000 jobs previous: +183,000 jobs

15:45 US: Purchasing Managers' Index/PMI Services (2nd release) February FORECAST: 49.8 1st release: 49.7 previous: 52.9

16:00 US: Industrial New Orders January FORECAST: +1.6% yoy previous: -0.9% yoy

16:00 US: ISM non-manufacturing index February FORECAST: 52.9 points previous: 52.8 points

20:00 US: Fed, Beige Book

✅ Just confirmed: BlackRock uses Bitcoin in model portfolios for the first time

BlackRock is integrating Bitcoin into its model portfolios for the first time. This means that Bitcoin is now officially part of BlackRock's $150 billion investment strategy.

"BlackRock's Model Portfolio is a preconfigured, diversified investment strategy based on specific investment objectives, risk profiles and market analysis. It is managed by BlackRock experts and is designed to help investors take advantage of an optimized asset allocation without having to actively manage it themselves."

💡 The most important points:

📌 1-2% bitcoin in the $48 billion iShares Bitcoin Trust ETF (IBIT) for alternative allocations

📌 Model portfolios are booming - adjustments can trigger billions in capital movements

📌 Despite crypto correction, BlackRock believes in Bitcoin as a long-term investment

📌 IBIT was one of the most successful ETF launches, attracting over $37 billion in 2024

📌 Focus on alternatives is increasing - investors are looking for new diversification opportunities

🔥 Why is this a game changer?

The signal from BlackRock is unmistakable: Bitcoin is no longer a niche asset. It belongs in institutional portfolios, and that opens the door for even more capital flows.

$BTC (+2,57 %)
$BLK
$BLK (-2,09 %)
#crypto
#etfs
#bitcoin

The year 2025 is off to a very good start for many financial stocks ($JPM (-2,56 %)
$SOFI (-2,67 %)
$NU (-1,37 %)
$V (-0,91 %)
$MA (-0,83 %)
$C (-2,22 %)
$GS (-1,84 %) )

but not much is happening at Blackrock so far

since I find the sector very exciting and the stock did well last year, I will take the opportunity and further expand my position

(buy and hold forever if possible)

Dear friends of Getquin,

I'm usually a silent reader, but if everyone just reads, eventually there's no more reading material, is there? So today I want to share my story with you.

The beginnings:

It's hard for me to say exactly when my journey began, but I do know that I developed a fascination with money as a child. My first "investment" was when I was about 7 or 8 years old, when I bought an ounce of gold with my own pocket money. At that time, no one in my family had anything to do with investments, but I had seen it in my mother's bank when I often accompanied her there. I was fascinated by the shiny coins and wanted to know how I could have a piece myself.

Then, around the turn of the millennium, I saw my father, together with a "great" bank advisor, invest the entire family savings in the middle of the dotcom bubble. The result: a massive loss within a few months. But my mother, who was at home at the time, fought hard and was miraculously able to recoup the losses. I was about 9 or 10 years old at the time and watched her sit in front of the PC every day and look at the figures. From that moment on, I was hooked! I started using an Excel spreadsheet to track which shares I would have bought at what price and watched the performance of my fictitious investments with great interest every day after school.

The first few years:

My mother stopped day trading after about a year and went back to work. However, shares were no longer an issue for me until I was 26.

Getting into real shares:

In 2018, in the summer, as a die-hard Juventus fan, I read about an article on the transfer of CR7 and how Juventus shares went through the roof. I was there again! At that time, however, I only had a small income as a working student. My father, who had failed with his investments in the past, gave me €2,000 - and I bought Juventus shares. However, he made me promise him that I would never invest in shares again. How did the story end? The "trade" with Juventus was a success, but I had to pay taxes for the first time - and I still hate that to this day.

The first losses:

After my Juventus adventure, I began to delve deeper into the matter. I tried out recommendations from "Aktionär" and repeatedly bet on individual shares for smaller trades. It was more of a game, but I generally remained profitable - sometimes a few percent profit, sometimes a few percent loss. Thanks to the profits and additional deposits, I built up my portfolio to €18,000 until I was hit by Wirecard. In the end, I had to accept a loss of around €6,000. It was painful, but not life-threatening - and I learned a lot from this mistake. In particular, I made the mistake of constantly buying more. If I had left it at the original position of € 1,500, the loss would probably not have been so dramatic.

Don't give up:

After the Wirecard debacle, I radically rethought my strategy. I increasingly focused on conservative companies, regular dividend payers and low growth. But here, too, I realized that I was underperforming the market. So I adapted my strategy further and took a long-term approach. I have since been able to slowly recoup my losses.

The clean cut - a new start:

In the summer of 2023, I needed all my assets for a private housing project and decided to make a real "fresh start". I sold all the positions in my portfolio and only kept my ETF savings plans with TradeRepublic.

The new era:

When the housing project was completed, I wanted to build up a new portfolio with the money I had left over - and here you can see the result. My aim is to find companies that are growing strongly and have a solid moat. Dividends are nice, but not a must. My portfolio also contains defensive, boring stocks as a healthy addition. At the same time, I try to further expand my ETF positions through one-off purchases - I stopped my regular ETF savings plans at the end of January 2025. I have also invested a little in crypto and gold on the side. I have made further investments in Lego (€500), Pokémon (€1,000) and Counterstrike cases (€3,000), but these are not part of the public list - that would be too costly for me.

Fun fact:

My cash ratio has never been higher than €3,000 since I first entered the stock market (2018). This is currently an exception because I want to build up a cash reserve for the next generation.

Goal:

I don't have a specific, set goal when it comes to my investments. It's more of a hobby for me. I just enjoy seeing how my portfolio grows and how I can accompany exciting companies and be a small part of them as they develop. For me, it feels a bit like collecting: I enjoy discovering interesting companies, investing in them and watching them develop over the long term.

Thank you:

A big thank you goes to Goldesel Investing and Markus Koch, who have been with me since my first stock market steps. Without you, the share culture in German-speaking countries would certainly not be as strong! And of course a big thank you to Getquin - I've always dreamed of a platform like this! 0% bullshit, 100% investments.

I hope you like the revised version! The text is now more clearly structured, reads more smoothly and still retains your personal style.

Please let me know if you liked my story!

A little tip: My Bitpanda portfolio has a longer history, but I was too lazy to enter everything manually. I also didn't want to take over the history because, as I said, I wanted to start a new chapter in my investment history in November 2023. Overall, however, my crypto track is up €3000-4000.

$CSPX (-0,28 %)
$ETH (+1,2 %)
$BLK (-2,09 %)
$GS (-1,84 %)
$XDWD (-0,6 %)
$V (-0,91 %)
$MC (-0,6 %)
$MS (-2,01 %)
$QCOM (+0,13 %)
$JNJ (+0,54 %)
$ASML (+2,64 %)
$RBOT (+0,24 %)
$LOCK (+0,05 %)
$MRK (-0,13 %)
$UNP (-0,44 %)
$NKE (+0,74 %)
$QDV5 (-1,03 %)
$MA (-0,83 %)
$TGT (+0,1 %)
$PEP (+0,4 %)
$NU (-1,37 %)
$AAPL (-0,62 %)
$TSLA (-0,61 %)
$DOGE (+4,09 %)
$BTC (+2,57 %)
$BRK.B (-0,48 %)
$PEPE (+5,24 %)

We all know $BLK (-2,09 %) may also have an iShares ETF in our portfolio, but Blackrock itself is actually a large ETF. Very broadly positioned, highly profitable, very broadly represented in politics and lobbying.

I'm thinking about liquidating my ETF and simply $BLK (-2,09 %) as a "retirement provision", as an ETF replacement. My 3 $BLK (-2,09 %) shares I still got for €595 each.

just my random friday thoughts:

No investment advice.

Hello everyone,

I thought it was time to share my portfolio again and face your criticism👀.

Income: ~900€ net

I save an average of ~€200 per month with special payments and started investing when I started my training: 01.08.23

Brief explanation:

Deka Fond: These are capital-forming benefits (13€ AG / 27€ AN per month)

Had to take an active fund here

Core (planned; distribution not quite right yet)

70% ACWI $ISAC (-0,93 %)

10% AI & Big Data

10% India $FLXI (-0,81 %)

10% Small Caps

Satellites:

Blackrock 👑 $BLK (-2,09 %)

• best performance - simply an awesome company

Monster 🧃 $MNST (-0,57 %)

• I am wavering here with the sale / sales are weakening

Realty Income 🏡 $O (+0,82 %)

• Can't be missing as a real estate azubi of course

Novo Nordisk 💉 $NOVO B (-1,15 %)

• My latest purchase and correspondingly poor performance.

ASML 🔬 $ASML (+2,64 %)

• I see great future potential here, growth

LVMH 👜 $MC (-0,6 %)

BAT 🚬 $BATS (+0,28 %)

Looking back, I'm satisfied with the return so far, knowing that the ACWI alone would probably have performed better on its own. Especially in the first few months, I learned the hard way and tried things out a bit. A few individual stocks are part of the fun, which increases interest in investing in general.

Goals for 2025:

Expand the core, especially the ACWI

Bring individual stocks to €200

$JPM (-2,56 %)

"The US economy has proven to be robust. Unemployment remains relatively low and consumer spending remained strong through the vacation season. Businesses are more optimistic about the economy and are encouraged by expectations of a more growth-oriented agenda and improved cooperation between government and business."

"However, two significant risks remain. Current and future spending needs are likely to be inflationary and therefore inflation could persist for some time. In addition, geopolitical conditions remain the most dangerous and complicated since the Second World War. As always, we hope for the best, but are preparing the company for a variety of scenarios."

$C (-2,22 %) , $WFC (-2,15 %) , $BAC (-2,08 %) , $DBK (-7,68 %) , $SOFI (-2,67 %) , $BLK (-2,09 %) , $MS (-2,01 %) , $HSBA (-7,67 %) ,