English version below

First post on getquin! I am an international student in Germany and have only started investing since mid-July. I'm pretty happy with my portfolio, but I'm unsure which positions should be improved and/or added. I am thinking about some high dividend companies like $MO (-1,31 %) or $AGNC (-0,1 %) but I'm not sure if that makes sense given my small capital; even investing €500 in $MO (-1,31 %) would only yield €32.70 quarterly, which is not much compared to trading stocks for about 20% gain in a shorter time frame.

What do you think?

first post on getquin! I'm an international student in Germany and I've just started investing since mid-July. I'm pretty happy with how my portfolio is looking but kinda unsure which positions should be improved and/or added. I'm thinking about some high-dividend yield companies like $MO (-1,31 %) or $AGNC (-0,1 %) but I'm not sure whether that makes sense, given my small capital; investing even 500€ in $MO (-1,31 %) would just yield 32,70€ quarterly, which isn't much compared to say trading stocks for around 20% profit in a shorter time window. What do you think?

The stock market is turning red but my portfolio is green.

Follow my Road To 100K.

https://youtube.com/@meneervermogen1?si=-axDwKfrn_OFl1CP

$VHYL (+0,08 %)
$VWRL (+0,15 %)
$ASML (-0,67 %)
$NN (-0,29 %)
$MO (-1,31 %)

#investeren
#aandelen

I would like to start a completely new portfolio that will primarily revolve around dividends.

As a core I was thinking of $TDIV (+0,06 %)

Would you say this is a good core?

If not I would add $VHYL (+0,08 %) add.

Additionally I would like to have a CC ETF as a kind of support, probably $JEGP (+0,47 %) and or $SXYD (+0,08 %)

I would like to represent the NASDAQ with $EQQQ (+0,16 %) but I will represent it with $ASML (-0,67 %) and $2330 will be added.

Allianz $ALV (+0,03 %) and Munich Re $MUV2 (+0,29 %) I definitely want to include, but they are too expensive for me financially, so I was thinking of the $EXH5 (+0,3 %)

Oil shares are represented by $VAR (-0,12 %) and one more.

Do you have any recommendations?

I am thinking about $CVX (-0,03 %)
$EQNR (+1,31 %) and $PETR4 (-0,43 %)

I would also like renewable energies, but I'm not familiar with them.

Do you have any suggestions?

Becoming a defensive company $ULVR (-0,26 %)
$D05 (+0,36 %)
$O (-0,08 %) and of course $NOVO B (-1,1 %) Being.

$BATS (-1,99 %) I already have in a portfolio, would it be too much of a lump to add $MO (-1,31 %) to add to it?

I still have $KHC (+0,03 %) on the watchlist but the split is not going so well, would it be wise to start with a savings plan?

Apart from that $RIO (-0,46 %)
$NKE (+1,85 %)
$1211 (-1,66 %)
$SOFI (+0,75 %) and $HAUTO (-2,25 %) will be represented with smaller positions.

What is your opinion?

Would you improve anything?

What else would you add, especially in EE and defensive stocks?

Feedback is very important to me here, so far I have just been wandering aimlessly around the stock market without a fixed plan and strategy.

This is my first attempt to build something serious.

Greetings to all Getquins out there!

$MO (-1,31 %)

Altria is one of the largest tobacco companies in the world - and is emblematic of an industry whose business model is based on addiction, disease and environmental destruction.

Investing in companies like Altria supports a business model based on addiction, disease and environmental destruction. It is high time that ethical criteria were given more weight in the financial world. Capital should not flow where it causes harm - but where it shapes the future.

Hello, I am currently considering changing my portfolio and switching to a core-satellite strategy.

My main part should be the $SPPW (+0,14 %) with approx. 45%. After that, dividend stocks will follow: $NOVO B (-1,1 %) with 10%, $O (-0,08 %) with 5%, $MO (-1,31 %) with 5%, $MAIN (+0,93 %) 5% and $PG (+0,05 %) at 10%.

The growth values should consist of $NVDA (-0,24 %) , $AAPL (+0,85 %) , $2330 and $ASML (-0,67 %) with 5% each.

Would you sign this or would you change something?

Table with values for an easier overview:

MSCI World SPDR - 45%

Novo Nordisk - 10%

Realty Income - 5%

Altria - 5%

Main Street Capital - 5%

Procter & Gamble - 10%

Nvidia - 5%

Apple - 5%

TSMC - 5%

ASML - 5%

Changes I have made so far:

Reduce Novo nordisk and procter & gamble to 5% r and add 5% gold and btc each.

These shares reached a new 52-week high today:

Johnson & Johnson $JNJ (-0,19 %)

Unity $U (+7,33 %)

Reddit $RDDT (-0,01 %)

Celsius $CELH

Altria $MO (-1,31 %)

Do you hold any of the shares?

I am halfway through my Road To 100K. We keep investing and hopefully the next 50k will go faster.

$VWRL (+0,15 %)
$VHYL (+0,08 %)
$JEGP (+0,47 %)
$MO (-1,31 %)
$GOOGL (-3,82 %)
$MSFT (+0,05 %)
$ASML (-0,67 %)

#investeren
#dividend
#aandelen

https://youtu.be/knohMWGqET4?si=-9CLUuxfrobeN-kC

We are almost at the halfway point on my Road To 100K. Sold a high dividend $TROW (+0,69 %) And achieved a milestone. Also took profits on another strong dividend stock.

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$ASML (-0,67 %)
$VWRL (+0,15 %)
$VHYL (+0,08 %)
$JEGP (+0,47 %)
$BATS (-1,99 %)
$MO (-1,31 %)
$GOOGL (-3,82 %)#tech

#etfs
#dividend
#aandelen
#investeren

https://youtu.be/4rmE5dEYhZE?si=WWt1swu1Sfm__591

Hello lovelies!

I've been reading here for a long time now and have given it a lot of thought!

I started "investing" in mid-November (I just bought something or listened to someone who posted something somewhere). So by my standards, I've paid quite a bit of learning money.

Then I started paying into individual shares and ETFs with savings plans, which was only partially thought through.

Now I've got rid of pretty much everything and have drawn up a very detailed plan with goals, milestones and when to pay in what.

Individual items, such as $MO (-1,31 %) , $O (-0,08 %) and $ATO (-7,91 %) I still have in my portfolio, but I will part with them at a time that suits me.

I am now 21 years old and will start studying dual tax law in September.

This will earn me some money and I still have a part-time job.

My plan is to invest €500 a month in a savings plan.

iShares Core MSCI World (Acc)$IWDA (+0,09 %)

170€

Nasdaq 100 Covered Call (Dist)$QYLE (+0,99 %)

85 €

S&P Global Dividend Aristocrats (Dist)$ZPRG (+0,27 %)

80 €

Vanguard FTSE All-World High Div (Dist)$VHYL (+0,08 %)

65 €

iShares Nasdaq 100 (Acc)$CSNDX (+0,16 %)

50 €

FTSE Emerging Markets (Dist)$VFEM (-0,46 %)

50 €

As my salary will increase over the course of my studies and afterwards, I would like to increase my monthly savings installment by €50 each year. In addition, there will be an extra €2000 minimum per year and larger payments in individual years, such as my savings account in 2037, which will then be finished.

I also considered ETFs. I now have a mixture of distributing and accumulating. I am well aware that it would be better to only save in accumulating ETFs. However, I think it's more motivating and easier for me to receive the dividends and to realize that something is happening and I'm getting something. I will reinvest the dividends. I just don't know exactly how yet.

I'm currently considering whether I want to invest some of it or additionally in $BTC (+2,93 %) preferably with a savings plan (or maybe another platform where it's really Bitcoin).

If I do everything exactly as planned and achieve an average annual return of 7%, I will theoretically be able to live with 45/50 of it. According to my plan now, I would like to start shifting to purely distributing at 40/45 and save a little more depending on my life situation.

This would cap my pension and I would have something I could pass on to my children to give them some security.

You never know what life will bring. Maybe I'll manage to save more sooner or have setbacks and not make it according to plan, but I've made the plan with savings rates... rather pessimistic and hope that I can exceed my annual goals.

I look forward to hearing what you think about this.