Good morning to the community.

I would also like to introduce my portfolio and share my thoughts and goals.

First of all, a bit about myself and how I got into trading:

I am 39 years old and have actually NEVER been interested in the stock market/shares. Through a lucky coincidence in the gambling sector, I suddenly had a 5-figure sum in my account. I then went on a kind of overnight interest rate shopping spree. At some point, however, there were no more offers that appealed to me and I ended up with TR call money. At first I didn't want to invest any money in shares or ETFs, but then I decided to take a look. That was in August 2024, when I caught the bug quicker than I would have liked and, thanks to a good friend, I was able to quickly gather some information and recognize the benefits of investing.

I've been invested ever since.

Now to the structure and goals of my portfolio:

The main focus is on an ACWI IMI in order to build up a certain amount of capital through compound interest. I am expecting an investment horizon of 20 - 25 years. The aim is to have built up a certain amount of capital by then so that I can make withdrawals later in and around retirement age and enjoy a good life in retirement without having to worry. The ACWI was the first major building block for diversification. However, I am honest and I was tempted to buy a portfolio with various individual shares. These are mainly dividend-oriented. Most of the positions pay stable dividends and have moderate growth. I deliberately chose many defensive stocks such as $MUV2 (-0,47 %)
$ALV (-1,48 %) or $JNJ (-0,41 %) in my portfolio so as not to be too speculative. Classics like $KO (-0,08 %)
$MCD
$PG (-0,49 %) round off the whole thing. I wanted to achieve an inflow of at least €100 per month over the entire year. Currently it's around €2150 for the whole year. I enjoy having a continuous inflow of dividends that I can reinvest freely. I really wanted to take this positive aspect of the investment with me. Accordingly, I also have very strong dividend payers in my portfolio, although they can be quite volatile and operate in a difficult market environment, e.g. $SHEL
$PETR4 (+1,88 %) or $MO . In December, I invested in shares of $HOT (-3,63 %) and $HEI (-2,84 %) with the idea that these companies could possibly benefit from the reconstruction of war zones. (I know that's perhaps not the nicest thought and I'm not a friend of wars either, but you have to ignore that when it comes to profits) and the shares of both have done really well for me. That's why I'm also invested in 2 defense ETFs. Another ETF I have in my portfolio is a "tech/software" ETF, AI & Big Data. Individual stocks were too risky for me here and I preferred to take a broadly diversified approach. I also recently added the Germany All Cap to my portfolio, as I think that Germany will be on the rise again in the future. As a small stock with the hope of a real cracker for the future, I have $DEFI (-3,7 %) in the portfolio. Let's see what happens. I'm currently running a savings plan of around 200 euros a month, as I don't have the funds to pump huge amounts of fresh money into my portfolio due to a house loan.

With this in mind, I would be grateful for any tips, suggestions and perhaps also positive words. If you have any questions, please let me know.

Kind regards

Hello Getquin Community,

I would be interested to know: What are your top dividend stocks or which ones do you currently have on your watchlist that you would like to add to your portfolio?

My strongest stocks at the moment are definitely $HSBA (-0,87 %) and $BATS (-0,17 %) Both deliver solid dividend yields and are real classics in the dividend strategy sector.

I'll add a few more to the list - I'm looking forward to your additions:

$SREN (+0,47 %)
$ZURN (+0,44 %)
$MO
$CVX (+0,8 %)
$MAIN (-0,59 %)
$O (-0,03 %)

Today I would like to hear your opinion :)

First of all, a brief introduction to myself:

I am 35 years old, married and have 2 children.

We live in a house and almost 10 years ago I bought my mother an apartment in which I support her financially.

Accordingly, I am paying for almost 2 properties.

My portfolio is a good mix (for me) of BTC/dividends & growth.

I buy the Mercedes shares annually as an employee package; the performance is strongly positive in real terms, but I have included them here as they also arrive in my portfolio.

$BTC (-0,01 %) I have been saving €100/month for years.

my other current savings plans:

$MSFT (-0,81 %) 200€/month

$GOOGL (-1,16 %) 100€/month

$HTGC (-0,7 %) 50€/month

The savings plans are not set in stone and will be adjusted from time to time,

The target value for shares is €3000-3500 for the time being.

the kids are now in daycare for another year + one 3 years, after which the savings rate will be adjusted upwards again (daycare fees currently ~500€/mth).

$MBG (-0,96 %)
$BLK (-0,98 %)
$MO
$ULVR (-0,83 %)
$P (-0,16 %)$MCD
$JPM (-1,32 %)

Today i have received $71.40 in dividends from $MO

keep stacking

#dividend
#investeren
#aandelen
#beleggen
#altriagroup

This position is also still small and will be expanded in the long term. Do you have $MO also in the portfolio?

$MO

If it were always like this.... Admittedly, this is not the rule, which $MO shown here. But it's also a nice example of someone who is happy about their dividend shares.

At 1 is the closing price from 24.03.2025, yesterday on 25.03. was the ex-dividend day of € 0.95 rounded. This was also priced in immediately and led to the usual daily fluctuations, only to close at 2 at the level of the pure dividend discount. Today everything was made up again, so that in this case the dividend less taxes was cäsh in the däsch.

It's just a shame that you can't and shouldn't get used to it.

In January I decided to set up a dividend portfolio for myself. I immediately used the setback in February to end my one-year "test phase" as a stock market novice and start my long-term plan. In addition to two dividend-paying ETFs for retirement provision $XDWL (-1,12 %) & $XSX7 (-0,93 %) I want to build up a strong portfolio through stable dividend stocks, regular purchases and reinvestment of dividends.

I would like to take you with me on my journey and now share regular updates on the development of my portfolio.

You can find my goals and how I want to achieve them in my first post → My path to financial freedom: I'm building a dividend portfolio - goals & strategy 📈💰

(https://getqu.in/T7yDJe/)

📊 My current dividend portfolio (sorted by market capitalization):

1️⃣ $SAP (-2,16 %) - Europe's largest software group with a stable dividend policy

2️⃣ $BAC (-1,05 %) - One of the largest US banks with a solid payout

3️⃣ $AXP (-1,26 %) - Strong brand with long-term potential

4️⃣ $ALV (-1,48 %) - High dividend yield & strong financials

5️⃣ $DB1 (-0,85 %) - Benefits from rising trading volumes

6️⃣ $BATS (-0,17 %) - High dividend yield & stable cash flow

7️⃣ $MO - Continuous dividend increases, but regulatory risks

8️⃣ $O (-0,03 %) - The famous "Monthly Dividend Company" REIT

9️⃣ $INGA (-2,17 %) - European bank with attractive dividend yield

I start my journey with these 9 stocks. All of them convince me and are stable stocks. I'm not doing anything here for no reason. That's why there's a good reason for every stock I buy.

If you would like to know why I chose one of the stocks, let's discuss it in the comments. I look forward to the exchange! 😊

I wish you a good start to the weekend!

#Dividendenstrategie
#FinanzielleFreiheit
#Investieren
#Börse
#Dividenden
#PassivesEinkommen
#Aktien