Hi all guys!!!

I would like to share with you my ideal portfolio allocation, as read from the title it is still a work in progress, I am slowly adding positions as opportunities arise.

A little context: I am 24 years old, a final year medical student, and I am slowly putting money aside that I can invest both through my part time job (preparing for the medical test and tutoring for first year exams) and through the savings I already had set aside. The platform I currently use to invest is Directa.

Let's say that my goal at the moment is to reach over the years an invested amount of 50k euros in ETFs and distribution stocks, ideally distributed as follows:

CORE

-30k in growth-oriented developed markets etf (10k/30k)

Those selected are. $FGEQ (+0,31 %) (10k/10k) , $TDIV (+0,51 %) (0k/10k) and $HMWO (+0,51 %) (0k/10k), so as to have income every month, as they distribute alternately;

SATELLITE

-5k in emerging markets etf (0k/5k)

I chose $IEEM (+1,4 %) to diversify;

-5k in high-distribution etf (2.5k/5k)

In this category I own. $VHYL (+0,46 %) ;

-5k in active option-based etf (5k/5k)

Here I have already completed my position in $JEGP (-0,01 %) , which by the way distributes monthly ;

-5k in single Italian stocks (0k/5k)

In this category I have already selected some of the possible additions, such as. $PST (+0,36 %) , $ISP (+1,71 %) e $TRN (-1,3 %) , but at the moment the prices are too high and I am not willing to buy now;

Considerations and Strategy Explanation: I start by saying that I know that at my age it would be better to buy accumulation instruments for the best taxation and growth over time, but personally the idea of receiving a monthly cash flow (albeit still small) without having to do anything at all has an important psychological impact, and seeing it grow slowly gives me a lot of satisfaction and motivates me to continue on this path. I started immediately by positioning myself on high-dividend etfs such as $JEGP (-0,01 %) e $VHYL (+0,46 %) so that I already had a small boost in the strategy; I hoarded $FGEQ (+0,31 %) during the first week of April by taking advantage of the flash crash that took place, and now I am accumulating liquidity in anticipation of another possible reversal: ideally the next move will be to start accumulating shares of $TDIV (+0,51 %) to diversify in currency as well: last note, the etfs chosen are also from different issuers so as to diversify in this aspect as well.

Let me know what you think!

$ISP (+1,71 %) How do you handle this at Intesa Sanpaolo?

Almost three-quarters of all DAX and MDAX companies pay out dividends in May.

Dividend calendar with payday and expected yield:

This year's dividend champion is likely to be $RTLL (+1,38 %) - RTL Group. Shareholders can expect a yield of around 8%. However, this is only half as high as three years ago.

Deutsche Telekom is now increasingly seen as a dividend pearl. $DTE (+1,72 %) - Deutsche Telekom is increasingly seen as a dividend pearl. This year's dividend is EUR 0.90, i.e. an increase of 17% on the previous year, with a yield of around 2.7%.

Other reliable payers are $SIE (+2,04 %) - Siemens and $SAP (+1,78 %) - SAP.

One of the most reliable payers of all is $MUV2 (+0,98 %) - Munich Re. There has never been a dividend shortfall since 1960 and the amount paid per share has increased sixteen-fold since the beginning of the millennium.

There are also some attractive dividend payers in Europe, such as $ENI (-1,65 %) - ENI and $ISP (+1,71 %) - Intensa and $BNP (+2,36 %) - BNP.

Source (excerpt) / graphics: WELT

I recently noticed a share that on the one hand had a 65% price increase in the last 18 months (I think that's good for a boring bank share) and on the other hand offers a dividend yield of around 8%. It is the $ISP (+1,71 %) ! Has anyone else looked into it and has an opinion on it?

Hello everyone,

At the end of last year, I published my "top picks list" here, in which I presented the stocks that I have put on my watchlist for 2024 and am also partially invested in (unfortunately not in all of them 😁).

At the time, I had compiled a list of stocks recommended by well-known analysts and put them through "my requirements profile". The original 100 stock ideas then became the list below. A year later, I'm looking back. This was the performance:

🟢 $TMUS (+0,65 %) +1,63%

🟢 Sterling Infrastructure: +100.68%

🟢 $CRM (+0,78 %) Salesforce: +28.14%

🟢 $RR. (+2,4 %) Rolls-Royce: +92.56%

🟢 $MOD (+1,61 %) Modine Manufacturing: +98.68%

🟠 $MHO (+0,25 %) M/I Homes: -1.46%

🟢 $META (+0,85 %) Meta: +68.52%

🟢 $MCD (+0,11 %) McDonalds: +0.14%

🟢 $MA (+2,74 %) Mastercard: +26.26%

🟢 $ISP (+1,71 %) Intesa Sanpaolo: +45.44%

🟢 $ISRG (+0,66 %) Intuitive Surgical: +59.62%

🟠 $GCT Gigacloud Technologies: -0.66%

🟢 $FDX (+0,86 %) FedEx: +11.11%

🟠 $LPG (-1,33 %) Dorian LPG: -47.70%

🟢 $COST (+0,23 %) Costco: +43.34%

🟢 $US1011372067 Boston Scientific: +63.23%

🟢 $BKNG (+0,68 %) Booking: +44.19%

🟠 $ABX Barrick Gold: -14.73%

🟢 $APP (+2,07 %) Applovin: +753.81%

🟢 $GOOG (+1,28 %) Alphabet: +39.28%

🟢 $AMZN (+1,31 %) Amazon: +48,05%

🟢 $ANF (+0,84 %) Abercrombie & Fitch: +69.99%

As you can see, my stock ideas have done quite well. $APP (+2,07 %) with +753.81% was of course a big hit. $DORIAN With -47.70% it was a pipe-dropper.

🔥 I'm currently working on my top picks list for 2025. If you're interested, I'll be happy to share it again and put it up for discussion!

💬 What were your top picks in 2024? And what were the losers? I will reply to every comment and give you a brief assessment.

#stockanalysis
#watchlist

What do you think of the $ISP (+1,71 %) , $BARC (+3,92 %) , $ING (+2,23 %)

still have a bit of money on the side 1k and would have divided it into the three or are there better ideas and tips? ( and savings plan of course)