But the DIV is coming 😉

Today there was a dividend from Unilever $ULVR (+4,45 %) but no ice cream! Unilever actually wanted to float its ice cream division on the stock market. Is there now a date and perhaps a name for the spin-off? Do you know anything?

The consumer goods group Unilever $ULVR (+4,45 %) was cautiously optimistic for the new year despite a strong final quarter in 2024. In the fourth quarter, Unilever was able to increase sales organically by 4% to EUR 14.2 billion, which was above analysts' expectations 🚀. Adjusted operating profit also increased by 12.6% to EUR 11.2 billion 💰. For 2025, Unilever expects organic sales growth of 3% to 5%, with growth to be accelerated by price increases in the second half of the year 📅📈.

Despite these positive figures, investors reacted with a significant drop in Unilever shares, which fell by 6.7% in early trading 📉. The announcement of a billion-euro share buyback was unable to avert the decline 💸. The company is also focusing on the listing of its ice cream division 🍦, which is to be floated in Amsterdam, London and New York. This is a disappointment for the London Stock Exchange, as it had hoped to list the ice cream business exclusively 😞.

For shareholders, however, the question remains whether the subdued outlook for margins and the subdued market environment can continue to support Unilever's long-term value 🤔.

According to statements from Unilever $ULVR (+4,45 %) and media reports, the company's own ice cream food business is to be outsourced.

This would affect brands such as "Magnum" and "Ben&Jerries".

https://www.handelsblatt.com/unternehmen/handel-konsumgueter/konsumgueter-unilever-will-langnese-und-co-in-amsterdam-an-die-boerse-bringen/100105100.html

#news
#unilever
#stock

position now finished with 40 pieces to 100 pieces aufgestockt☝🏼

Setback of $BATS (+3,96 %) (now 85 shares) and $ULVR (+4,45 %) (now 50 shares)

$NU (-2,16 %) extended to 100 shares

$ULVR (+4,45 %)

Unilever is involved twice.

According to the consumer association, the filling quantity of Cremissimo Bourbon Vanilla ice cream has been reduced from 1,300 to 900 milliliters. With the same retail price, the hidden price increase amounts to up to 44 percent.

According to a statement from Unilever in March 2024, the large family pack of Cremissimo Bourbon Vanilla will continue to be available. However, it remains unclear how often and on what occasions the product will be offered.

According to the consumer advice center, a seemingly higher-quality product turned out to be "old wine in new bottles". Nevertheless, the new shower cream costs almost twice as much as the old shower cream. The filling quantity is decreasing and the price is increasing. However, the ingredients have remained almost identical. In the "Rich Care" variety, only two of the 29 ingredients are different.

In a statement, manufacturer Unilever nevertheless speaks of a new, higher-quality product and refers, among other things, to its innovative bottle shape.🙈

https://www.nw.de/nachrichten/wirtschaft/24015735_Verbraucher-haben-entschieden-Das-ist-die-Mogelpackung-des-Jahres.html

January 20-24, 2025, Davos, Switzerland

The World Economic Forum (WEF) is an international organization founded by Klaus Schwab in Switzerland in 1971. It promotes cooperation between business, politics, science & civil society. The Annual Meeting takes place in Davos. The motto for this year:

"Cooperation in the age of intelligence"

The World Economic Forum 2025 is dedicated to a wide range of topics, including geopolitical tensions, economic growth and the transition to clean energy. At the same time, tech, AI, quantum computing & biotech also play an important role.

As always, there will be posts on all relevant topics from @HennRes & @Michael-official will be published. Under the #wef2025 you will be able to view all posts in chronological order.

Main topics:

• Rethinking growth: How can we tap into new sources of economic growth?

• How can companies respond to tech and geopolitical upheaval?

• What measures promote education, health & human capital?

• How can innovative partnerships & techs drive climate protection?

• How can cooperation be strengthened to overcome social divisions?

Participants from politics & business.

Over 350 government representatives, including 60 heads of state & government, 1600 people from the private sector, including 900 CEOs and over 170 people from NGOs, trade unions, academia and indigenous peoples are also present.

The key figures from politics are:

• 🇺🇸 Donald J. Trump(soon to be) President of the USA (via video link)
• 🇪🇺 Ursula von der Leyen, President of the European Commission
• 🇨🇳 Ding XuexiangVice Prime Minister of the People's Republic of China
• 🇦🇷 Javier MileiPresident of Argentina
• 🇩🇪 Olaf Scholz, Chancellor of Germany
• 🇿🇦 Cyril Ramaphosa, President of South Africa
• 🇪🇸 Pedro Sánchez, Prime Minister of Spain
• 🇨🇭 Karin Keller-Sutter, President of the Swiss Confederation 2025
• 🇺🇦 Volodymyr Zelenskyy, President of Ukraine

Executives from the private sector (who are expected/ not offical)

Technology sector

• 🇺🇸 $MSFT (-2,62 %) (Microsoft) - Satya Nadella, CEO
• 🇺🇸 $AMZN (-6,32 %) (Amazon) - Andy Jassy, CEO
• 🇺🇸 $IBM (-3,23 %) (IBM) - Arvind Krishna, CEO
• 🇺🇸 $MSFT (-2,62 %) (Microsoft) - Bill Gates, co-founder and head of the Bill and Melinda Gates Foundation
• 🌎 Cohere - Aidan Gomez, CEO
• 🌎 $META (-7,03 %) (Meta) - Yann LeCun, AI scientist
• 🌎 OpenAI - Sam Altman, CEO
• 🇺🇸 $TSLA (-3,59 %) (Tesla) - Elon Musk, CEO

Financial sector

• 🇪🇺 ECB - Christine Lagarde, President of the European Central Bank
• 🇫🇷 ECB - Francois Villeroy de Galhau, President of the French Central Bank
• 🇩🇪 German Bundesbank- Joachim Nagel, President
• 🇺🇸 $BLK (BlackRock) - Martin Lück, Chief Investment Strategist
• 🇳🇱 $ING (-4,97 %) (ING) - Carsten Brzeski, Chief Economist at ING Germany

Banking sector

• 🇺🇸 $JPM (-6,91 %) (JPMorgan Chase) - Jamie Dimon, CEO
• 🇨🇭 $UBSG (-6,17 %) (UBS) - Sergio Ermotti, Group CEO
• 🇨🇭 $UBSG (-6,17 %) (UBS) - Colm Kelleher, President
• 🇩🇪 $DBK (-6,39 %) (Deutsche Bank) - Christian Sewing, CEO
• 🇺🇸 $GS (-8,5 %) (Goldman Sachs) - David Solomon, Chairman and CEO
• 🇺🇸 $BAC (-10,48 %) (Bank of America) - Brian Moynihan, CEO
• 🇺🇸 $C (-11,29 %) (Citigroup) - Jane Fraser, CEO
• 🇬🇧 $HSBA (-6,34 %) (HSBC) - Mark Tucker, Group Chairman
• 🇬🇧 $HSBA (-6,34 %) (HSBC) - Michael Roberts, CEO of HSBC Bank
• 🇺🇸 $MS (-8,66 %) (Morgan Stanley) - Ted Pick, CEO
• 🇬🇧 $BARC (-9,65 %) (Barclays) - C.S. Venkatakrishnan, CEO
• 🇫🇷 $GLE (-5,49 %) (Société Générale) - Slawomir Krupa, CEO
• 🇮🇹 $UCG (-6,48 %) (UniCredit) - Andrea Orcel, CEO
• 🇦🇹 $BG (+0 %) (BAWAG Group) - Anja E. M. W. Schreiber, CEO
• 🇦🇹 $EBS (-2,76 %) (Erste Group) - Andreas Treichl, CEO

Industry sector

• 🇩🇪 $BAYN (-0,16 %) (Bayer) - Bill Anderson, CEO
• 🇨🇭 $NESNE (Nestlé) - Mark Schneider, CEO
• 🇬🇧 $ULVR (+4,45 %) (Unilever) - Hein Schumacher, CEO
• 🇨🇳 SHEIN - Donald Tang, Vice Chairman
• 🇮🇳 ADANIENT (Adani Enterprises) - Gautam Adani, Chairman

... and many more from the Tech, Banking, AI, Biotech, Pharma, Industrial, etc. sectors.

Hello Community,

I'm in the process of revising my portfolio and would like to get your opinions and advice. Here is my current thinking:

Portfolio allocation:

Equities (75%):

80 % ETFs (core investments):

MSCI World

NASDAQ 100

DAX

20% individual stocks:

Alphabet $GOOGL (-3,55 %)

Apple $AAPL (-6,25 %)

Alliance $ALV (-0,37 %)

Ahold Delhaize $AD (+2,17 %)

Coca-Cola $KO (+0,82 %)

LVMH $MC (-4,43 %)

Bonds (15 %)

Gold (5 %)

Bitcoin (3 %)

Cash (2 %)

Background

Investment objective:

I am 35 years old and aim for financial freedom at the age of 50 to 55, with a target of €2000 net per month in retirement.

Strategy:

A balanced portfolio construction that includes both high-growth companies and stable dividend stocks, supplemented by diversifications in ETFs, bonds, gold and Bitcoin.

Adjustment considerations:

To make my portfolio more robust, I plan to make the following changes:

Buy:

ASML $ASML (-7,33 %) Leader in the semiconductor sector with great long-term growth potential due to trends such as AI and electromobility.

Johnson & Johnson (J&J) $JNJ (+1,02 %) : Stable dividend stock (~2.5%), ideal as a defensive anchor in the healthcare sector.

Sell:

Ahold Delhaize $AD (+2,17 %) : Good dividend growth, but limited growth prospects.

Unilever $ULVR (+4,45 %) : Defensive character, but lower future potential compared to J&J.

Zalando $ZAL (-2,37 %) Cyclical consumer stock with increased volatility and questionable growth path.

Coca-Cola $KO (+0,82 %) : Good dividend, but limited growth opportunities - could be replaced by more innovative stocks such as ASML.

Questions for you:

1. how do you rate my new core allocation (MSCI World, NASDAQ 100, DAX)? Should I add anything?

2. do you think the inclusion of ASML and Johnson & Johnson makes sense?

3. what do you think of the sell candidates (Ahold Delhaize, Unilever, Zalando, Coca-Cola)? Would you do anything differently?

4. do you have any other ideas or recommendations on how I can make my portfolio more diversified and robust?

Thank you very much for your support and your opinions!