Hello getquin community,
I would like some feedback on my portfolio!
I am 35 years young, no partnership, no children. I saved a lot early on in my life and made one or two investments back then, mainly with my house bank.
Among other things, this enabled me to finance a two-family house. The financing has been covered by the tenants since a major renovation.
A few years later, I managed to acquire another larger property on the open market. Here I also completed the financial optimization, so that I can finance the property well despite a larger residential part, which I am still converting for myself. Accordingly, capital is still needed for the conversion work.
The aim now is to build up equity again and to build up another financial pillar alongside my secure professional situation.
That's why I started gaining my first experience in this area almost two years ago. The initial aim was to participate in the market in accordance with Gerd Kommer's book "Souverän Investieren mit Indexfonds und ETFs". In the meantime, I have continued to educate myself and also invest in one or two individual securities.
My idea here is, in addition to a savings plan on the $GERD (-0,52 %) with € 300 per month, my idea is now to build up a solid and long-term portfolio with individual securities amounting to around € 1000 per month.
Even though the US has done very well in recent years, I would also like to keep other markets in the portfolio and am very happy with $1810 (+3,42 %) and $1211 (+1,97 %) very satisfied . Dividend stocks are not necessarily the focus, as real estate should take care of that in a few years' time.
I also don't want to hide two stocks in my early days $PLUG (+1,29 %) and $SASK (+0,39 %) . With the knowledge I have now, I wouldn't make any more investments and would rather choose more solid companies. I haven't sold any stocks yet and am basically a friend of buy and hold.
Crypto has not really been in focus so far and if it was, it would only be in $BTC (+0,23 %) .
I would also like to take this opportunity to thank @BamBamInvest for what I think are very well presented contributions and assessments.
The aim is to have exceeded €100,000 by 2030 at the latest.
Do you have any criticism, improvements or other approaches?
