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As an indian I can say the next fintech revolution will come from developing Asian countries like India and China. A lot of European media just focuses on Europe and US ( except when you have to show poverty in the world) but the real revolution is likely happening there.
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@reach2ashish interesting point. Do you have an example? Maybe one which is listed on stock market? 😁

I am invested in $SE and like to see the rapid grow of their SEA Money FinTech Business :)