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I find the situation very complicated, don't know if I should kick the stock out of the wikifolio or not. In itself I don't think FICO will be greatly affected as the score is simply too important, but the whole thing is a bad omen for the sector and could make scaling more difficult in the long term, which will probably halve the multiple.
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@TaxesAreTheft
I once read that FICO has expanded and offers its services internationally. Like in Asia, for example. That's why I'm actually convinced in the long term. But FICO also has the software and the data analysis in the USA, so there is hardly any alternative to FICO. So it's almost a monopoly.
The question is who has the upper hand here, because politicians are also dependent on FICO.
And the question is whether this is just another politician trying to make himself important.
And in the end there will be nothing left but hot air.
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@Tenbagger2024 So as I said, FICO will definitely continue, the problem I see is that growth could be massively restricted by a significant intervention in the real estate and scoring sector. With FICO's high multiple, this would inevitably lead to a strong compression of the multiple. The risk of losing 20-30% in one fell swoop is simply too high for me. I have to and want to adhere to the guidelines I have listed in the wikifolio, which is why I have decided to sell.
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