Hmwd distributes in the months 2/5/8/11
As well as fgqi
Ieem has very high t/d and not good at all, tdiv also quite high
5k in high distribution etf you can't put a vhyl 3%,gross you don't do much with it
5k in Italian stocks you may as well not put them ,risking on individual stocks to date doesn't make much sense
Your strategy is called "3 legs" and it is very good ,you have in my opinion some tricks to do in the choice of products
As well as fgqi
Ieem has very high t/d and not good at all, tdiv also quite high
5k in high distribution etf you can't put a vhyl 3%,gross you don't do much with it
5k in Italian stocks you may as well not put them ,risking on individual stocks to date doesn't make much sense
Your strategy is called "3 legs" and it is very good ,you have in my opinion some tricks to do in the choice of products
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9Lun
@t0t0_2295 Thanks for the comment!
Actually HMWD distributes 1/4/7/10, only this last payment was in May so it alternates well with TDIV and FGQI!
As for Italian stocks in the end I considered them because they are still very good and have higher yields than ETFs, and anyway they are only 10% of the ptf so still a higher but limited risk, which I can afford at the moment
Regarding the criticism on IEEM I can tell you that I had also evaluated VFEM, but to diversify the issuer, because of the lower TER and the yield of the last years IEEM seemed to me more convincing, but anyway among all the positions the one on emerging I think it will be among the last to be added so I still have way to deepen ✔️
Finally for VHYL you are right that 3% gross is not much, however for being distributed by an ETF it still seems to me quite good, and most importantly I don't know of any better products of this type. If you have any advice let me know!
Actually HMWD distributes 1/4/7/10, only this last payment was in May so it alternates well with TDIV and FGQI!
As for Italian stocks in the end I considered them because they are still very good and have higher yields than ETFs, and anyway they are only 10% of the ptf so still a higher but limited risk, which I can afford at the moment
Regarding the criticism on IEEM I can tell you that I had also evaluated VFEM, but to diversify the issuer, because of the lower TER and the yield of the last years IEEM seemed to me more convincing, but anyway among all the positions the one on emerging I think it will be among the last to be added so I still have way to deepen ✔️
Finally for VHYL you are right that 3% gross is not much, however for being distributed by an ETF it still seems to me quite good, and most importantly I don't know of any better products of this type. If you have any advice let me know!
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Going in order:
Hmwd does NOT pay in the months 1/4/7/10 , in those months he makes them ex-divkdemd with payment instead in the months 2-5-8-11 if you don't believe me go to the Italian stock exchange website you can check the payments there, as well as the other hsbc products
Ps there has been in portfolio for a while now
Pps the fact that it distributes "later" is not relevant it still remains the best wolrd to distribute hands down, it was just so you don't get your math high
As for Italian stocks (but also American, British Japanese etc etc ) with the advent of etf we small retail it no longer makes sense to take unnecessary risks with individual stocks since they have made etf so efficient, also because you go overexposed on some stocks you already have in etf
Emerging discussion: the problem with distribution products with emerging is that they all suck, they all have a very high t/d and we all underperform the benchmark index, advice for the future, don't give too much weight to the ter but look instead at the t/d (traking differences)which is much more useful
For a decent emerging try studying DEM which also distributes in the months 1/4/7/10
As for vhyl grows little capital and dividend you may as well not put it
Hmwd does NOT pay in the months 1/4/7/10 , in those months he makes them ex-divkdemd with payment instead in the months 2-5-8-11 if you don't believe me go to the Italian stock exchange website you can check the payments there, as well as the other hsbc products
Ps there has been in portfolio for a while now
Pps the fact that it distributes "later" is not relevant it still remains the best wolrd to distribute hands down, it was just so you don't get your math high
As for Italian stocks (but also American, British Japanese etc etc ) with the advent of etf we small retail it no longer makes sense to take unnecessary risks with individual stocks since they have made etf so efficient, also because you go overexposed on some stocks you already have in etf
Emerging discussion: the problem with distribution products with emerging is that they all suck, they all have a very high t/d and we all underperform the benchmark index, advice for the future, don't give too much weight to the ter but look instead at the t/d (traking differences)which is much more useful
For a decent emerging try studying DEM which also distributes in the months 1/4/7/10
As for vhyl grows little capital and dividend you may as well not put it
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9Lun
@t0t0_2295 Thanks for the advice on HMWD, on directa it was marking those months as distributions so I will take that into account ✔️
For single stocks you are right that they are risky, in fact 90% of the portfolio are ETFs and those would be only a marginal portion, by the way I chose to take Italian ones precisely because in ETFs they are underweight and have tax advantages in dividend taxation
On the topic of emerging ETFs I took a look at the DEM, and personally I am not very convinced especially because of the fact that in 15 years it has remained practically at the same price unlike IEEM and VEMT, then maybe I will analyze it more calmly ✌🏻
For the high yield argument what would you recommend instead of VHYL? I don't know of a better comparable ETF so I am open to advice
For single stocks you are right that they are risky, in fact 90% of the portfolio are ETFs and those would be only a marginal portion, by the way I chose to take Italian ones precisely because in ETFs they are underweight and have tax advantages in dividend taxation
On the topic of emerging ETFs I took a look at the DEM, and personally I am not very convinced especially because of the fact that in 15 years it has remained practically at the same price unlike IEEM and VEMT, then maybe I will analyze it more calmly ✌🏻
For the high yield argument what would you recommend instead of VHYL? I don't know of a better comparable ETF so I am open to advice
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