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In theory there is no direct connection between dividend and gained wealth.
You could just stay in your global etf plan and go for it.
Nearly the same goes for sector an Country etfs.
Still everything can go according to plan. Just brace yourself for a smaller crash when high yield stocks cut dividends in half.

You could stay in plan a) and just sell a part of your portfolio. When you need some money.
I plan to hold $XDEM $XDEV $XDEQ $ZPRV $ZPRX and $5MVL for life. Selling small parts of it when I want to spend.

That way I take a more scientific approach and don’t pay unnecessary taxes. At least for me in Germany dividends have high disadvantages anyway
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@SchlaubiSchlumpf thank you so much for your feedback !
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@SchlaubiSchlumpf dividends salary looks more automatic and constant but maybe a better approch would be the one of total return (selling assets constantly) I have to study better the matter.
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