2Lun
If I wanted to invest for 25 years, I wouldn't want to miss out on returns right from the start. It's good that you're basically thinking about what a withdrawal phase could look like for you, but I would implement it in the last 5-10 years
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2Lun
@Krush82 But is that "smart" from a tax point of view? Are you aiming to continue saving with accumulation? My problem with the idea is simply what if we have a bear market with -40% when I want / need to access the money? 🙈
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2Lun
@buumms I don't care about "tax" smart - because I work with target returns of >30% / year and not with 10% / year the market return - if at some point the bear market should come and I just have -40% "paper losses" then that's just the way it is, but before that I have generated factor X significant 3-4 digit returns
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