1Año·

Project cash flow instead of book profit



Good morning on this snowy Monday,


Maybe one or the other has already noticed that my deposit at getquin has become a little smaller🤓


I have moved 95% of my stocks from Trade Republic to my Maxblue portfolio in the last weeks, mostly blue chips and reliable dividend payers like $CAT (+0,07 %)
$MRK (+0,05 %)
$JNJ (+0,16 %) etc. but also moved my first position from $HTGC (-0,19 %) and $AFG (+0 %)

40 stocks in total.


The thought behind this is quite simple, I want to focus more on strong dividends and live up to my username:


Starting this year, all earned expenses will be reinvested in high dividend stocks, with the cash flow generated in this way, I would then like to save a World ETF every month.


I like the idea that tax-free income is invested and works for me.


As of today only $BAS (+0,03 %) and the holy $UKW (+0,35 %) in the depot.

Tonight should then again $HTGC (-0,19 %) & $AFG (+0 %) should follow, as new old acquaintances.


For the whole I have now plundered my expense account and it is invested comfortably in the next few months little by little.


Of course, I continue to invest in value, but that runs for now only in the background and is financed from my base salary.


If it is sometime possible to display depots on the profile page separately I will enter the shares here again.


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35 Comentarios

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@Der_Dividenden_Monteur You can also make several portfolios here at getquin and enter your various purchases or sales separately? So I had it with my own and the LBM community depot before, there was also nothing mixed 👍
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@derlieblingsbanker Yes I know, my point is that when you go to the profile page, it is also displayed "separately". Do you understand how I mean?
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@Der_Dividenden_Monteur isn't that also so @Kundenservice 😅? Or do you only ever see this "separation" yourself on your profile?
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@Der_Dividenden_Monteur understand what you mean! I just thought that everyone also see that as separate 😂 not only you 🥲
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@derlieblingsbanker that's exactly my point 🫡😅
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@derlieblingsbanker the users only see your aggregated depot and consequently all positions you have released for it
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@DonkeyInvestor what a dirt 😂 why did I then always bothered to enter that separately 🥹
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@derlieblingsbanker for you personally. GQ is not only a social platform but also a portfolio tracker. There are enough people who use GQ simply for this purpose.
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You can set that, if you go to the connections there is aggregate and that you can turn on or off ..have also 2 inside and you see only 1 on the profile
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@derlieblingsbanker A portfolio is calculated on the profile, which consists of all activated portfolios in the profile, i.e. all activated portfolios, which are calculated in the Aggregated Portfolio, are also displayed on the profile.
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@derlieblingsbanker yes you can do and Tracke here also 3 depots 👍
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Why do you want to show depots separately on the profile page?
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@DonkeyInvestor I had already written this somewhere here: I have 3 depots and so it just looks like cabbage and turnips, because the values are so mixed. Since I would prefer a subdivision
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@Der_Dividenden_Monteur but you have all these values. And they all pay into your strategy or goal. At least they should. If it looks like cabbage and turnips, it might just be cabbage and turnips ...
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@DonkeyInvestor on the whole yes, but I would prefer a separation, it would be enough if the portfolios were separated with a line or paragraph etc. on the profile page.
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@Der_Dividenden_Monteur You don't have to publish anything here, of course. But if you say yourself that you feel uncomfortable with the presentation of your titles, then that would be the first sign for me that you should question your portfolio. Not for getquin, but for you.
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@DonkeyInvestor no Mr. Donkey, I feel very comfortable with my depot. but I just want to follow my project and that should be CLEARLY obvious to everyone.
I would like to separate dividend stocks here in a separate portfolio and link to a calendar app or calendar here internally. However, I don't want to have to move to another portfolio. ;)
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Unfortunately, I can't quite follow your thoughts at the moment. What do you want in the end? An All World or High Dividend? If I were you, I would save for what you want. Putting money into High Dividend and then using the dividends to invest in All World sounds schizophrenic and arbitrary to me - the dividend amount is not really fixed and can change. What do you want to achieve with that? Why do you invest your expenses in High Dividend? The expenses are very likely to be variable, depending on how the year goes? Why not build up positions that you want, specifically and with a plan? Putting an arbitrary amount into High Dividend just because you happen to get X amount from expenses doesn't quite make sense to me, although I suspect you weren't serious about that part: Your username is easier to change than your strategy and the one you feel comfortable with 😉 No offense, but together with the info from the other comment column with the separate portfolios on the profile page, it reads to me like you should put some more time into goal and strategy development.
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@DonkeyInvestor if that's your opinion🫡... It's just a project for me, of course the expenses fluctuate, in addition, of course, it's an income with which you can't count fixed. That's why this is outside my usual savings plans and retirement savings. And I do not know where I wrote that I arbitrarily invest somewhere pure?
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@Der_Dividenden_Monteur Yes, that is my opinion. But that's what it's all about here: exchanging opinions 🙂. What you do with it is of course up to you. I don't know if in a serious investment strategy is burst for "projects" that do not fit your actual strategy. Of course, you can try to achieve an excess return with satellites, for example, or to take risk out of your portfolio. But your investments just seem completely arbitrary to me, who only knows what you wrote here. If I were you, I would just go with your long-term strategy and goal with the expenses and dividends. If you consciously want to build up another portfolio - e.g. with more or less risk or a different investment horizon or goal, that is of course perfectly legitimate. But here, too, you should then invest amounts matching this very goal and, if necessary, top up with expenses. But that's just the opinion of an ass 😘 You have nowhere written that you arbitrarily reinvest somewhere. But the amounts invested and dividends pulled out are arbitrary and unpredictable, and therefore not useful for serious and purposeful allocation between assets.
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@DonkeyInvestor high dividend does not automatically mean that it is not a "serious investment strategy". I will now buy no stalls with a payout ratio of 500% in the depot, so reads your answer to this. Do not worry about my strategy or strategy finding. I've been thinking about this idea for a few months and it's not a "schizophrenic" idea 😊
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@Der_Dividenden_Monteur $PETR3 🚀 Otherwise restart router!
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@DividendenWaschbaer is your refrigerator still running?
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@Der_Dividenden_Monteur You have not understood me. I certainly don't take the liberty of evaluating whether growth, value, (high) dividend or a wild mixture of these is suitable for someone. Because of me you can hold 500% payout ratio together with Shiba Inu, Tesla and an All World with 0.01% in your portfolio. My only concern is how you plan to flow your money between the different assets.
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What are the advantages of Maxblue and why there? And why out of TR? And why is $HTGC first out of TR and now back in?
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@DividendenWaschbaer MaxBlue is just a "serious" broker in the sense with a proper customer service, etc. HTGC has migrated with a certain position size to the values I no longer want to touch but again a value I want to have here too
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@D-Duck Thank you very much, is there anything else worth knowing about maxblue?
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@D-Duck thank you very much! yes about the fees I am aware, so I still prefer to buy from neobrokern and push it over to maxblue 👍
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Why separate on the profile page? You can also enter several depots here and also decide whether they are cumulated or not. So you have och always the perfect overview. I have here also 4 depots inside among other things of wife and child. The only issue is when someone now goes to my profile he sees 3 world etfs and thinks hä why does the something.... But I actually do not really care what someone thinks when he opens my profile 😅 The main thing is that I can track them cleanly and keep them apart. And in the end I own the values yes or as family. It is nothing lied even if it may look wild at first glance 😅
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@TimundStruppi so you don't have a joint account with your wife? I'm currently thinking about whether to do it individually or jointly. if we do it jointly, I'll have more investment volume.
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Can you please elaborate on "earned expenses"?
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@HattoriHanzo I work in the service and at assignments there is a food and hotel flat rate for the respective country. https://www.onexma.com/cgi-bin/page.cgi?p=help_pausch once here to read. e.g. I am currently in the Czech Republic, here there is 105 euros per day for food and accommodation, flat rate. What remains of it wanders tax-free into my pocket. That is earning expenses
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