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Loss pots 🍯

I have a question for the community, maybe some of you here are a bit more familiar with a few tax issues that are bothering me.

I transferred my custody account from Onvistabank to ING in 2025. As there were sanctioned securities in my Onvistadepot, the custody account still exists and the 2025 loss pot was not transferred to ING. If I have now realized gains at ING in 2025, can I request a loss declaration from Onvista and claim this on my tax return for 2025?

On Thursday, I have withdrawn from the values $WCH (+4,4 %) and $AFX (-0,1 %) at a loss, these losses were also shown in the loss pot at ING. Now, on Friday, I sold my $ROG (-0,23 %) with profit on Friday, but I paid the full rate of capital gains tax on the profits and the loss pot remained unchanged.

Does anyone have any experience with this? In my opinion, this should be offset directly.

I know this is a very dry topic, but I would be grateful for any feedback 😁

6 Comentarios

AI sagt@GoDividend

In this case, the tax pots are always carried forward to the following year and are not "lost" to you. You can request the loss offsetting for 2026 from Onvista and then offset this in your next tax return for 2026.

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Alexander L.@Qheherain

I have the same problem due to the move from Scalable (Baader Bank to Dt. Bank). I still have an account open there, so no transfer of the loss values. The request for the loss certificate should have been made by 15.12. The loss pot is not "gone", but is assigned to "zero" for the year 2025. Otherwise, the loss value can only appear in the annual statement (March/April) of the account. This notice is issued automatically (mandatory). You can only offset your profits via a tax return using the annual statement. A technical transfer of the loss pots is not possible as long as other accounts exist.

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Sven@Nevs1848

Wouldn't it have been easier to simply transfer the value to the onvista custody account and then sell it there at a profit?

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