Dave Inc Q4 Earnings Highlights

AdriInvests · 2026-03-02T21:19:41.540109Z

$DAVE | Dave Inc. Q4 Earnings Highlights Q4 Results (Strong Beat): 🔹 EPS: $4.57, beat by $1.26 vs. $3.31 consensus 🔹 Revenue: $163.7M (+62.2% YoY) vs. $160.56M consensus FY26 Guidance (Above Consensus): 🔹 Adjusted EPS: $14.00–$15.00 vs. $12.00 consensus 🔹 Revenue: $690M–$710M vs. $655.08M consensus Capital Allocation Update: 🔹 Share Repurchase Authorization: Increased from $125M to $300M Q4 Revenue Increases 62% to $163.7 Million; FY 2025 Revenue Increases 60% to $554.2 Million Q4 Net Income Grows 292% to $66.0 Million; FY 2025 Net Income Increases 238% to $195.9 Million Q4 Adj. EBITDA Increases 118% to $72.9 Million; FY 2025 Adj. EBITDA Increases 162% to $226.7 Million Establishes 2026 Outlook Reflecting Revenue Growth of 25% - 28% with Expanding Adj. EBITDA Margins Increases Share Repurchase Authorization from $125 Million to $300 Million

$DAVE (-1,93 %) | Dave Inc. Q4 Earnings Highlights

Q4 Results (Strong Beat):

🔹 EPS: $4.57, beat by $1.26 vs. $3.31 consensus

🔹 Revenue: $163.7M (+62.2% YoY) vs. $160.56M consensus

FY26 Guidance (Above Consensus):

🔹 Adjusted EPS: $14.00–$15.00 vs. $12.00 consensus

🔹 Revenue: $690M–$710M vs. $655.08M consensus

Capital Allocation Update:

🔹 Share Repurchase Authorization: Increased from $125M to $300M

Q4 Revenue Increases 62% to $163.7 Million; FY 2025 Revenue Increases 60% to $554.2 Million
Q4 Net Income Grows 292% to $66.0 Million; FY 2025 Net Income Increases 238% to $195.9 Million
Q4 Adj. EBITDA Increases 118% to $72.9 Million; FY 2025 Adj. EBITDA Increases 162% to $226.7 Million
Establishes 2026 Outlook Reflecting Revenue Growth of 25% - 28% with Expanding Adj. EBITDA Margins
Increases Share Repurchase Authorization from $125 Million to $300 Million