If you're a student, I'm guessing you're still in your early to mid-20s and want to get your first automatisms in now. Good approach!
I would only go into gold with 4% and shift the 6% to the MSCI World.
And then only add 40 euros to equities and increase the MSCI World. Then you're at 60/16/4/4/16.
Sounds more stable for the start. If it were up to me, I would even set the equity position to 10% and go 66/16/4/4/10 😉
I would only go into gold with 4% and shift the 6% to the MSCI World.
And then only add 40 euros to equities and increase the MSCI World. Then you're at 60/16/4/4/16.
Sounds more stable for the start. If it were up to me, I would even set the equity position to 10% and go 66/16/4/4/10 😉
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13H
@Wealth-Accelerator And why is that?
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@Epi Good question!
Short answer: reduces the risk of burning money and still leaves considerable scope to gain experience across all asset classes.
Further thoughts:
Gold has just had a massive rally. I think 10% is a tad too much.
And "buying the market" with 2/3 of the money is a solid story and I read from the post that he's still keen to try things out. That sounds like a risk-balanced compromise to me.
I myself am currently 95% in ETFs, 2% gold, 3% crypto. And increasing gold and crypto as little as possible.
Short answer: reduces the risk of burning money and still leaves considerable scope to gain experience across all asset classes.
Further thoughts:
Gold has just had a massive rally. I think 10% is a tad too much.
And "buying the market" with 2/3 of the money is a solid story and I read from the post that he's still keen to try things out. That sounds like a risk-balanced compromise to me.
I myself am currently 95% in ETFs, 2% gold, 3% crypto. And increasing gold and crypto as little as possible.
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