1Semana·

Savings plan 2nd part 11 / 2025 - 13th monthly salary 🇨🇭

Here is the second installment of my savings plan for November.

Thanks to my 13th monthly salary, I was able to invest €5,000 this month.

2,000 went into the VanEck Dividend Leaders.

I made a conscious decision not to invest my entire 13th month's salary because I wanted to have some money left over for the good things in life in December.

26.11

VanEck Developed Markets Div Lead ETF

Compró 43 a 46,77 €

2011,11 €

23 Comentarios

yieldhunter@randomdude

1Semana

Do you actually pay taxes on the distributions at 🇨🇭? If so, how much?

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TaubeSmash@TaubeSmash

1Semana

@randomdude Dividends are taxed with the salary - so they count as income. This means that my personal income tax rate counts for the taxation of dividends.

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yieldhunter@randomdude

1Semana

@TaubeSmash Ah, thanks for the info! Is that also the case with the profits in the event of a sale?

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TaubeSmash@TaubeSmash

1Semana

@randomdude Capital gains from sales are tax-free.

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Oleg@ScorpionfromBW

1Semana

@TaubeSmash Paradies

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Antonius@Antonius1

1Semana

@TaubeSmash how much will remain of the dividend in % net?

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Timo@Aktienorang-Utan

1Semana

@ScorpionfromBW off to Switzerland 🤤

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TaubeSmash@TaubeSmash

1Semana

@Antonius1 You can't say that ad hoc. The dividends are deducted from your income and your personal income tax rate counts. This varies greatly depending on the amount of income and, very importantly, in which canton you have to pay it. Depending on this, completely different tax rates can arise.

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TaubeSmash@TaubeSmash

1Semana

@Aktienorang-Utan there are worse places to live ♥️

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KoenigsRasse@KoenigsRasse

1Semana

@TaubeSmash that's what I call a system that's what I call order no wonder Switzerland is better than Germany
We pay for every kind of nonsense here. Reconstruction of the East with solidarity, withholding tax, income tax, March tax
Tax Tax Tax Tax
Money rolls in, but nobody has anything 👍

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Oleg@ScorpionfromBW

1Semana

@Aktienorang-Utan live 30 km from Schaffhausen 😁 the problem is that I'm already 47 years old. I doubt whether anyone would want me. But my brother works in Switzerland

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Ver todas las 7 respuestas adicionales

DividendenAlpaka@DividendenAlpaka

1Semana

The Swiss are doing well on getquin to put their 13th salary into ETFs? Don't you actually pay any taxes?

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TaubeSmash@TaubeSmash

1Semana

@DividendenAlpaka We pay income tax once a year as normal. But how you build up the reserves is left to your own responsibility ;)

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federalreserve@federalreserve

1Semana

Is something set aside each month for taxes? Because the 13th is often used for taxes.

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TaubeSmash@TaubeSmash

1Semana

@federalreserve is a matter of type. Some take the 13th month's salary as a tax reserve, others (including me) make their tax reserves every month and the 13th month's salary is then like a bonus.

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federalreserve@federalreserve

1Semana

@TaubeSmash 👍🏻 Top also fits.

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