Since I received a small cash injection from my grandma, here are my purchases. As well as the iShares MSCI EM ETF $IEMA (-0,05 %) with approx. 1200€ .

$IWDA (-0,31 %)
$CSPX (-0,01 %)
$EIMI (-0,15 %)
$CSNDX (+0,49 %)
$ISAC (-0,37 %)
$VUSA (-0,01 %)
$HMWO (-0,29 %)
$XDWD (-0,33 %)
$SPPW (-0,28 %)
$WSML (-0,72 %)

President Trump shakes hands with Chinese President Xi Jinping.

"He is a VERY tough negotiator. That's not good!" 🤣

"Nice to see you again!"

"We're going to have a very successful meeting!"

"We have ALWAYS had a great relationship."

Chinese President Xi Jinping says he is happy to finally meet President Trump.

"It's very nice to see you again! It's been many years. Since your re-election, we have spoken on the phone three times, exchanged several letters and stayed in close contact."

"Given our different national circumstances, we don't always see eye to eye. It's normal for there to be friction between the world's two leading economies."

"In the face of winds, waves and challenges, you and I, who are at the helm of Sino-US relations, should stay the right course and ensure the steady progress of these relations."

Chinese President Xi Jinping declares President Trump the PEACE PRESIDENT of the whole world!

"Mr. President, you care deeply about world peace! You are deeply committed to resolving regional conflicts. I greatly appreciate your significant contribution to the ceasefire in Gaza."

"During your visit to Malaysia, you witnessed the signing of the joint peace declaration along the Cambodian-Thai border, to which you also contributed."

A silent reader for a long time, now my first post asking for feedback on my portfolio.

# Investment strategy

- Core-Satellite with MSCI World $IWDA (-0,31 %) , $SPPW (-0,28 %) and SP 500 $CSPX (-0,01 %) , $I500 (+0,04 %)

- Monthly investment: € 3,000-6,000 (fluctuates seasonally/because of bonuses and vacations).

- Current monthly savings plans: $VFEG (-0,3 %) Emerging Markets 1000€, MSCI World 1000€, Euro Stoxx 600 $MEUD (-0,59 %) with 600 € + $EWG2 (-0,97 %) Gold and $BTC (-0,09 %) -purchases on top without a fixed savings plan.

- Individual shares: US Hyperscaler $GOOG (+0,96 %), $MSFT (-0,54 %), $AMZN (+2,01 %) due to professional proximity, US share deliberately reduced by other stocks, etc. $DTE (+1,72 %) , $NOVO B (-2,83 %) , $ASML (+0,39 %) ,

$ALV (-1,62 %)

- Target weighting for alternative investments (gold/BTC) at least 10%.

- S&P 500 savings plan currently suspended as valuations appear too high.

- In future possibly: Max. 10% in speculative individual stocks (max. 2% per security). There are always interesting ideas here in the community

# Targets

1. remaining amount from house loan: due in 5 years € 35k (currently € 600/month charge) + in 10 years € 217k (currently € 1,600/month charge). Due to favorable interest rates (1.3%), I do not make any early unscheduled repayments.

2. building up retirement provision & financial freedom.

# Notes

- I have 2x SP500 and 2x MSCI World because I switched due to high gains and lower TER. It was recommended somewhere because of the FIFO principle for payouts. In retrospect, I would solve this at ING with a 2nd custody account.

- I have my BTC with Bitvavo and am satisfied

- Child custody account: In $TDIV (-0,76 %) invested, dividends (~600 €/year) are reallocated to MSCI World to use the exemption order, current custody account value for the 4-year-old: 4,900 €.

- Both employed (41/36 yrs.), gross household income ~€185k/year, wife works 32 hours/week.

- Property value house (new build 5 years ago in a medium-sized state capital), rented and paid-off condominium (600e/m net rent), occupational pension, Riester ETF are not included here.

My tip to the getquin community: Don't forget to live your life while investing :-)

For me:

• Own house -> quality of life is priceless, I can only recommend it to everyone, even if I had to almost completely liquidate my portfolio 5 years ago
• Road trips in the USA/Canada (before child and before Trump) -> countless great experiences
• Ford Mustang GT Convertible (6th gen) -> :-)

Hello, I am currently considering changing my portfolio and switching to a core-satellite strategy.

My main part should be the $SPPW (-0,28 %) with approx. 45%. After that, dividend stocks will follow: $NOVO B (-2,83 %) with 10%, $O (-0,05 %) with 5%, $MO (+0,5 %) with 5%, $MAIN (-1,29 %) 5% and $PG (-1,7 %) at 10%.

The growth values should consist of $NVDA (-0,57 %) , $AAPL (-0,29 %) , $2330 and $ASML (+0,39 %) with 5% each.

Would you sign this or would you change something?

Table with values for an easier overview:

MSCI World SPDR - 45%

Novo Nordisk - 10%

Realty Income - 5%

Altria - 5%

Main Street Capital - 5%

Procter & Gamble - 10%

Nvidia - 5%

Apple - 5%

TSMC - 5%

ASML - 5%

Changes I have made so far:

Reduce Novo nordisk and procter & gamble to 5% r and add 5% gold and btc each.

Hello everyone,

I wanted to present my portfolio, consisting of three portfolios, and ask for your opinion.

I'll keep this as brief as possible 😃.

I started investing about a year ago with a savings installment of 250 euros.

Thanks to an inheritance at the beginning of 2025, I was able to increase my savings rate and am now "waiting" until the money is invested.

As I wanted to do something separately for my pension, I opened a custody account with SC in addition to TR and am investing there in the classic way with 70/30 in $SPPW (-0,28 %) and $EIMI (-0,15 %) .

With TR I save $IWDA (-0,31 %) , $CSNDX (+0,49 %) and also the $EIMI (-0,15 %) (hence the large sum in the combined portfolio).

I had actually considered investing a little more riskily here at some point and adding individual shares.

I would like to part with the altcoins soon and just $BTC (-0,09 %) keep them. The STOXX 600 should also be out soon.

My question now is whether it makes sense at all to save twice for the MSCI World and the Emerging Markets or whether I should simply hold one each, as I could then possibly invest more riskily with other ETFs or individual shares.

I would welcome constructive criticism and suggestions for improvement 😃

Thank you very much!