I'm trying to find the right balance between ETFs and individual stocks.
My long-term goal is to build wealth steadily over the next 20–30 years, while still owning a handful of individual companies that I believe in.
Over time, I'd also like to shift my portfolio towards a stronger dividend focus, without sacrificing too much long-term growth.
Looking at this portfolio:
- Is there anything that stands out to you?
- Are there any positions you think are unnecessary, overweight, or missing?
I invest €3,500 every month through my ETF savings plan:
$VWRL (-0,24 %) = 800 euro
$WSML (-0,88 %) = 300 euro
$PRAM (+0,02 %) = 300 euro
$JEGP (-0,03 %) = 325 euro
$STHE (+0,05 %) = 325 euro
$BTCE (+1,04 %) = 100 euro
$SDIP (-0,18 %) = 300 euro
$WINC (-0,19 %) = 350 euro
$LDGL (-0,1 %) = 350 euro
$TDIV (+0,21 %) = 350 euro
What would you change first, and why?
Always interested in constructive feedback.



