I am considering whether it makes sense to hold several physically deposited gold ETCs under certain conditions. I would like to reduce the issuer risk through diversification.

I am very practical and lazy by nature, so I prefer ETCs and don't want to hold gold bars or coins. This also makes selling and rebalancing much easier. If there really is a global collapse, then gold coins will be the least of our problems.

In my opinion, a balanced portfolio should also include gold. Rather as a stabilizer and protection against inflation.

I currently hold 5% gold in my portfolio. I would like to increase this proportion to at least 10% in the future. I invest in $EWG2 (+0 %) . Because 10% in just one gold ETC would be too much for me in the future, I am considering transferring my savings plan to $SGBS (+0,3 %) transfer my savings plan to . It is also important to me that the gold is held in Europe (Germany or Switzerland for the ETCs mentioned above). If there is a total loss, then at least the money should stay in Europe :)

Do you think this step makes sense? Do you only rely on one gold ETC or do you also diversify? I look forward to your answers.

After some back and forth, I think I have now found what I want to save for the long term and securely.

10 euros go into Bitcoin every Monday

$IWDA (-1,03 %) 100 per month

$TDIV (-0,63 %) 100 a month

$O (+1,37 %) also 100 per month

$SGBS (+0,3 %) 100 per month

$NU (-11,11 %) is a test balloon with a small position. Let's see what happens.

The aim is to generate both growth and cash flow in the long term (10 years).

The savings rate of $O (+1,37 %) is increased monthly by the dividend. The 1/4 annual distributions from the $TDIV (-0,63 %) are also increased by the dividend in the savings plan.

Probably very boring, but I think that's ok for me.

I still have 300 euros a month at my disposal that can be invested if there is a dip.

Should the $SGBS (+0,3 %) remain tax-free permanently after a holding period of one year, you could switch 1 year before retirement to be able to withdraw tax-free.

Could

have $HIMS (-26,15 %) and $AMZN (-2,39 %) and $NVDA (-3,63 %) sold too early, but still made a profit.

Since individual stocks are somehow too stressful for me, and I don't have any nerves when things go down, I stick with ETFs.

Have a nice weekend Carsten

PS the return figures for Getquin are somehow no longer correct since I switched to TR. :-(

Hello,

I have decided to partially reinvest with savings plans.

500 Euro monthly GOLD (weekly 125 Euro via Trade Republic - second custody account)

$$SGBS (+0,3 %)

500 euros per month FTSE All World Dist (250 euros every 2 weeks via Flatex main custody account)

$VWRL (-0,91 %)

500 euros per month Vaneck Morningstar Div Leaders (every 2 weeks 250 euros via main custody account Flatex)

$TDIV (-0,63 %)

500 euros free for direct purchases.

I therefore reinvest all monthly rental income.

What do you think?

I also thought for a long time whether I should take the FTSE ALl World instead of the $JEGP (+0,05 %) but somehow I still lack historical comparisons.

I would like to add gold to my ETF portfolio. Since I don't have a huge savings rate as a student, it doesn't make sense for me to buy physical gold, which is why I would like to use a gold ETC. Trade Republic offers the $SGBS (+0,3 %) and the $WGLD (+0,27 %) .

The $SGBS (+0,3 %) stores the gold in Switzerland and the $WGLD (+0,27 %) in Great Britain. As far as I understand it, with both you have the right to have the gold physically delivered to you if you want it at some point. I am now wondering which of the two ETCs makes more sense and whether there are any fundamental differences. Can anyone tell me which one is more suitable? My monthly savings rate is currently €100, which I can currently choose between the $VWCE (-0,92 %) (70%) $GGRP (-0,99 %) (15%) $FGEQ (-1,25 %) (15%). Now I would like to add some gold with 5-10%. My investment horizon is 20+ years.

I look forward to your advice.

LG

Hello everyone,

I would like to hear your opinions and thoughts on the subject of gold investment.

In my portfolio I mainly have shares with quarterly dividend payments. I am therefore considering diversifying the portfolio by investing in gold in order to save for the long term.

Unfortunately, Trade Republic does not offer $4GLD (+0,28 %) for saving or as a savings plan, which is why I would probably opt for the $SGBS (+0,3 %) would be my choice.

Do you have gold in your custody account/portfolio and if so, what have you invested in?

I look forward to hearing your opinions and wish you a relaxing Sunday.

Input welcome. First of all, thank you very much for the great community here. I read along diligently and have already been able to pick up a thing or two.

I myself am in my mid-30s and have an income of almost 6k. Savings rate about 2k.

The aim is to reach 100k as quickly as possible, but also to have set the right course for the time beyond that.

The portfolio also includes positions for specific purposes: $CSPX (-1,14 %) for saving for a home loan at final maturity - instead of special payments. $CSNDX (-1,63 %) for the final payment of an interest-free car loan. In the long term, the basis should clearly be the $VWRL (-0,91 %) be the basis.

$CCL (-5,14 %) is the other individual shares of further interest due to the benefits. They should total around 6%.

Furthermore, some gold $SGBS (+0,3 %) and Bitcoin are taken into account. The purchase of a small apartment as an investment is also conceivable in the future.

Any opinions? 😀

@InvestmentPapa good alternative to Euwax or Xetra Gold? For various reasons, I only invest with Trade Republic, so I can only cover the ETC's offered there. I would be very happy to hear your opinion and if necessary a tip if my selected ETC, from your or the community's point of view, does not seem to be so exhilarating :)

Was selected because physical delivery would also be possible here and this is just tradable at ZR.

Thanks & greetings to the round