Dear community,
after I have often thought about whether I would like to present my portfolio or not, I'll give myself a jolt with the new function and introduce myself briefly:
Who am I?
27 years old, AT. I have been working in development in the semiconductor industry for 3 years, before that I studied at university with holiday jobs and a small part-time job of 8 hours a week. I live with my girlfriend, am addicted to sports and have been addicted to investing for 1 year.
Career portfolio
Due to the (extensive) acquaintance with the co-founder of $MIOTA (+0,81 %) I entered the crypto world in 2018 and invested almost €500 (a lot of money as a student at the time) in Iota and other cryptocurrencies. After everything collapsed there (I had -95% in the meantime), I didn't want to know anything more about investing and concentrated on my studies and my life.
With my master's degree and the start of my permanent employment in 2021, the question then arose as to what I would do with my money and I finally ended up investing via various ideas (Amazon dropshipping, startup, etc.). After about 1 month of reading in, my first position was the $LCUW (+0,19 %) which I bought at $ASML (-1,59 %)
$IFX (-1,35 %)
$LIN (+0,54 %) and $XMME (-0,32 %) expanded it. Over time, more shares were added and by registering on Getquin, the MSCI Word + EM was then shifted to the $VWRL (+0,18 %) (thanks to the community :)). Since then, most of the income (savings rate currently 2k/month ~50%) has been invested, $VWRL (+0,18 %) and $SPYD (-0,29 %) by savings plan + dip purchases, shares always by individual purchases.
Structure
As I come from the technology sector and see where technology is used everywhere, I deliberately have an abundance of technology in my portfolio. Basically, I'm focusing on growth (I'm still young) and core-satellite, with the aim of being able to live well from dividends and withdrawals in my later years and to give my children a good start in life. In addition to the Flatex custody account, there are also a few gambles in the crypto sector, but nothing major. Maybe in 10 years it will help with the house and Lambo
What would I like to change?
Through the community I came across the $SPYD (-0,29 %) came to my attention. The good dividends and the good price performance in the past (> $VWRL (+0,18 %) ) persuaded me to invest in the ETF as well. In recent weeks, however, I have become increasingly dissatisfied with the ETF's performance, partly because the companies it contains don't quite match my objectives. I will now (after feedback from the community) build up the $EQQQ (+0,07 %) as a satellite ETF via a savings plan. The $SPYD (-0,29 %) currently remains in place as I expect a tech correction in the near future where the $SPYD (-0,29 %) should serve as a support. Whether I keep the Aristocrat or not is still up in the air (outcome of the post was 60% Nasdaq100, 22% SPYD and 18% both), I would be happy to receive feedback here. Also on the watchlist at the moment are $EW (+0,43 %) and $CRWD (+2,85 %) which, however, is a competitor to $FTNT (+1,49 %) is. However, as I consider the sector to be very important for the future, I will get both on board.
Favorite stocks
$ASML (-1,59 %) (The technology is extremely interesting)
$CDNS (+0,16 %) (The program is complete garbage but quasi monopoly with $SNPS (-1,06 %) )
Hate shares
$SRT3 (+0,09 %) (Let's see if this is still something, was a purchase on online Google suggestions)
$NRJ (+0,65 %) (I'll hold on to it, maybe it will be something in a few years)
$MIOTA (+0,81 %) (Well, the share price says it all :D)
I would be happy to receive feedback and suggestions for improvement, please let me know any criticisms/suggestions, that's the only way to keep learning;)
In this sense, enjoy the day and have a nice New Year's Day
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