202,25€ = 24x $FWRG (-0,37 %)

25,42€ = x1 $AVWS (+0,21 %)

46,23€ = 1x $IUIT (-1,34 %)

16,94€ = 1x $SEMI (-2,42 %)

Total = 290,84€

October DCA = 635,03€

47x $FWRG (-0,37 %)

3x $AVWS (+0,21 %)

2x $IUIT (-1,34 %)

1x $SEMI (-2,42 %)

0,0006591 $BTC (+0,14 %)

Hopefully I can get more freelance work this month so I can buy a couple more units 🫡

195,22€ = x23 $FWRG (-0,37 %)

50,53€ = x2 $AVWS (+0,21 %)

49,06€ = 1x $IUIT (-1,34 %)

49,38€ = 0,0006591 $BTC (+0,14 %)

Total = 344,19€

This month, I'm aiming for a total investment of 700 euros, so in two weeks I'll invest another 350€ 🤞

My portfolio is currently mainly ETFs, with $FWRG (-0,37 %) + $IUIT (-1,34 %) + $AVWS (+0,21 %) as the core, focused on long-term growth.

I’m considering adding individual dividend stocks as a second layer. The idea comes from my long-term plan: as I get older, I would gradually shift part of my portfolio from growth towards dividend income.

The reason is that I don’t particularly like the idea of having to sell assets to create liquidity later in life. In a FIRE scenario, for example, growth stocks and ETFs would require me to regularly sell part of my holdings to generate income. With dividend stocks, the income is generated without having to sell the underlying assets.

At the same time, I see myself somewhere in the middle right now: I’m still young enough to focus mainly on growth and have many years ahead, but I also feel it could make sense to start building some dividend positions gradually, taking advantage of good opportunities along the way.

So rather than waiting until much later to make that transition, I’m considering starting to build a dividend portfolio gradually alongside my growth ETFs.

Another reason is that my ETFs already give me broad exposure to most of the market, so adding more individual growth stocks would probably mean adding more of what I already own. Dividend stocks could potentially add a different dimension to the portfolio.

A few questions for the community:

• Does combining growth ETFs + individual dividend stocks make sense for a 20+ year horizon?
• Would a dividend-focused ETF make more sense instead, or alongside individual stocks?
• Is it worth starting this transition early, even if dividends aren’t currently my main goal?
• If individual dividend stocks make sense, which companies look attractive or undervalued right now?

I’m more interested in quality, sustainable dividend growth, strong fundamentals and reasonable valuations than simply chasing high yields.

How would you approach this? 🫡

Just had a last minute freelance work, so it means we have extra investment this month. More 23 units of $FWRG (-0,37 %) and 2 units of $AVWS (+0,21 %) in the pot.

Have a nice week everyone 🤙

Today, one year ago I made my first investment with no real strategy, 20/06/2025 I bought my first share of S&P500, started small, €20 here, €50 there, just feeling my way through, buying whatever caught my eye, chasing hype, following trends without any real conviction or framework behind the decisions.

A lot has changed since then. Over the past year I’ve been gradually restructuring, learning what kind of investor I actually want to be, reducing complexity, cutting positions that didn’t serve a clear purpose, and building something I can genuinely stick to for the next 10+ years.

The strategy going forward

Long-term growth portfolio, anchored in global indices, with active conviction in selected factors and companies.

The core is simple: 50% in broad market ETFs

Everything else is built around it with the intention to boost the overall portfolio performance.

Target allocations:

Core = 50-55% $FWRG (-0,37 %) + $AVWS (+0,21 %) (90%/10%)

World Value ETF = 8-10% $XDEV (-0,47 %)

Semiconductor ETF = 6-8% $SEMI (-2,42 %)

Emergent Markets = 6-8% $5MVL (-0,2 %)

Quality = 3-4% $IUIT (-1,34 %)

Mega caps = 3-5% $MSFT (+0,54 %)
$AMZN (-0,59 %)
$META (+2,47 %)
$GOOGL (-1,54 %)

Others = 1-3%
$ASML (-0,25 %)
$NOW (+0,02 %)

Gold = 5-7% $4GLD (+0,24 %)

Bitcoin = 3-5% $BTC (+0,14 %)

I’ve some names in my watchlist in case the opportunity appears: $TSM (-2,7 %)
$MU (-2,7 %)
$NBIS (-11,73 %)
$PNG (-1,25 %)
$NU (+9,37 %)
$SOFI (-1,83 %)
$IREN (-8,47 %)
$PLTR (-2,9 %)
$MA (+1,47 %)

Main goal and top priority is to bring my Core
Position as close as possible to the target allocation and Emergent Markets as well, however I’ll keep an eye on market’s volatility.

Special thanks to @Wealth-Accelerator and everyone else that helps me daily in this amazing platform, replying to my posts or comments.

We finding direction. Year two is about executing with discipline and letting time do the work.

Open to questions and feedback, always learning 🚀

Personal Portfolio

Stocks

• ServiceNow $NOW (+0,02 %) 4 shares purchased — €403.20

ETFs

• Invesco FTSE All World $FWRG (-0,37 %) — €288.65
• Global Small Cap Value $AVWS (+0,21 %) — €24.31
• VanEck Space Innovators $JEDI (-1,47 %) — €120.20
• iShares MSCI Global Semiconductor $SEMI (-2,42 %) — €110.86

Bitcoin (Bitvavo) - €100

Subtotal invested: €1047.22

Next Month Target

• 90% of the DCA allocated to $FWRG (-0,37 %) + $AVWS (+0,21 %)
• 10% of the DCA allocated to $XDEV (-0,47 %) to bring it back to the desired portfolio weighting
• 1 $AMZN (-0,59 %) share if the price still in my range to buy - €240 Max

Shared Portfolio with My Girlfriend

ETFs

• WisdomTree Quantum Computing $WQTM (-2,49 %) — €154.47
• Invesco FTSE All World $FWRG (-0,37 %) — €130.00
• Xetra Gold $4GLD (+0,24 %) — €20.00
• S&P 500 Information Technology $IUIT (-1,34 %) — €45.00
• Avantis Small Cap Value $AVWS (+0,21 %) — €25.00

Bitcoin (Coinbase) - €50

Subtotal invested: €424.47

Next Month Target

• 80% of the DCA allocated to $FWRG (-0,37 %) + $AVWS (+0,21 %)
• 20% of the DCA allocated to $IUIT (-1,34 %)

Total invested: €1471.69

the idea is a sort of risk parity portfolio that could do well in good times and bad times, using leverage wisely to increase return and decrease the overall risk of the portfolio

• WisdomTree Global Efficient Core $NTSG (+0,07 %) - 35%
• iShares Core MSCI World $ISWD (-0,8 %) - 10%
• Xtrackers MSCI Emerging Markets $XMME (-0,17 %) - 5%
• Xtrackers MSCI World Momentum $XDEM (-1,68 %) - 15%
• Avantis Small Cap Value $AVWS (+0,21 %) - 15%
• MGP DBi Managed Futures $DBMF - 20%